Avoiding the “Scam Me” Mentality: a Primer for Potential North Carolina Social Security Disability Beneficiaries

November 14, 2011, by Michael A. DeMayo

Individuals who desperately need North Carolina Social Security Disability (and possibly supplemental security income) often struggle not only with financial and medical problems but also with emotional problems, such as isolation, negative self-talk, addictions, and hosts of other troubles. North Carolina Social Security Disability beneficiaries (or would-be beneficiaries) are vulnerable. They are vulnerable to self-sabotage. They are vulnerable to exploitation. And they are vulnerable to scam artists.

In your physically and morally weakened state, for instance, you might take leave of your commonsense and invest a significant portion of your remaining savings with a dubious company or annuity salesman in the hopes of winning a “big pay day.” Alternatively, you might become so sick or incapacitated that you no longer can defend yourself against con artists, who might take advantage of your incapacitated state by stealing your Social Security Number or other confidential information, siphoning your Medicaid or Medicare benefits, or committing other crimes that leave you even more vulnerable and exposed.

So how do you escape this “scam me” mentality? How can you protect yourself against con artists?

The common answer is that vulnerable individuals need to educate themselves and get protection. You can follow the link at the bottom of this post to read up on some common scams to gird yourself appropriately. However, good education is no substitute for a successful, long-term defensive posture. Con artists may “change their games” routinely. So even if you memorize every common scam out there, you still run the risk of getting conned through some unknown or undocumented scam.

A longer-term, more robust solution would be to set up systems and processes in your life and assemble resources to protect you from scams you can’t even see coming. For instance, you might want to research identity theft protection services, or you may even want to talk a trusted North Carolina Social Security Disability law firm about local or regional resources you can tap into to shield your assets.

At the very least, it’s worth your while to research the nuts and bolts of scam protection. Alternatively, if you are too sick or injured, deputize someone you trust, such as a close relative, to help you do this mission-critical research, so you avoid getting caught flat footed.

More Web Resources:

Common scams perpetrated on the elderly and the sick


Good article on scam protection

 
 

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