North Carolina Social Security Disability Benefits – the Natural Sequitur to Unemployment?

January 3, 2012, by Michael A. DeMayo

If you are among the ranks of the 10.6 million Americans on Social Security Disability, whether you live in North Carolina or elsewhere, you are likely aware of how crowded the Social Security Disability (SSD) pig pile is getting.

A recent Wall Street Journal article confirmed what many people already understood: that SSD is often used by jobless Americans when they run out of unemployment benefits. Two studies cited by the Journal suggest that more and more hurt, injured, and elderly Americans are turning to SSD and similar programs to collect money to make ends meet, pay medical bills, etc.

Where is all this pressure on the system coming from?

Theories abound. Some pundits cite the fact that end-of-life care is now extravagantly expensive. The medical care the average person receives during the last six months of life is a gargantuan percentage of the total care that the person gets during his/her life time.

Other people cite the “graying” of the baby-boomer generation as a major pinch point on the system. Simply put, the baby-boomer generation is enormous, and the boomers are beginning to retire and extract more from the system that they pay into.

Another school of thought pins the blame on life expectancy. Back in the mid-1930s when engineers first developed the concept of social security, life expectancy was far more modest. Today, the average American lives until 78. You start collecting social security benefits in your early 60s. So that’s nearly two decades during which you extract money from the system without putting any value into it. That, say pundits, is a recipe for long-term financial disaster.

Oh. Let’s not forget to throw into the mix concerns about the SSD program’s management, rules and regulations, insurance industry shenanigans, etc.

One can even entertain more far flung and exotic theories. For instance, emergent research suggests that Americans’ sweet tooth may be responsible for a staggering number of chronic diseases as well as the obesity and diabetes epidemics. Our poor dietary habits have stressed our country’s medical and financial infrastructures to the breaking point, and the Social Security Disability crisis is simply one tentacle of this much larger crisis.

If you or someone you care about is struggling with benefits, you probably care less about these grand theories than about getting fair treatment and good help now. Connect with a North Carolina Social Security Disability Law Firm to explore your rights and collect what you are owed.

More Web Resources

Unemployed Turn to Social Security Disability Benefits

10.6 million Social Security Disability Beneficiaries… and Counting!

 
 

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