How Can You Spend Money on Christmas Gifts When You Haven’t Even Collected Your Social Security Disability Benefits?

December 4, 2012, by Michael A. DeMayo

Christmas time approaches, and it can be a challenging time for injured and sick people who are in need of North Carolina Social Security Disability benefits.

On the one hand, you want to exhibit your custom generosity and purchase gifts for friends and loved ones (and possibly for yourself!) On the other hand, you need to maintain a strict budget, especially if you have yet to learn whether you’ll qualify for benefits.

So you need to be frugal. But you also don’t want to be a scrooge, and giving gifts makes you feel good.

Substantial scientific research suggests that altruism – so-called “giving from the heart” – can have medically salutary effects. Altruism can boost immune function, lead to more clearheaded decision making, and improve perceived quality of life.

It may be possible to achieve both goals – to give generously AND maintain a strict leash on your spending. You’re just going to need to be a little more creative this year.

For instance, instead of buying presents for people, consider writing handwritten thoughtful cards or poems. If that’s too challenging, consider just volunteering your time. You don’t need to lift anything or “do work” for other people – just lending an empathetic ear can be an incredibly powerful gift, for instance, if you’re too weak to get out of your bed or leave your house/apartment.

Searching for ways to satisfy both your need to give generously and your need to conserve your money constitutes an example of what business thinker Jim Collins would call “The Genius of the AND.” Collins writes books for “corporate types” and business builders, but many of his principles apply broadly to diverse areas of life.

If you need North Carolina social security disability, you might benefit a lot from thinking deeply about his “Genius of the AND” idea – which, simply put, suggests that successful people often embrace paradoxically optimistic points of view to help them through life’s challenges.

All that said, odds are that you are in a difficult place right now, and you just want the simplest, most proven path to success regarding your benefits. The team here at the Law Offices of Michael A. DeMayo can help you. Our well-trained, battle-tested team will be happy to answer your questions and provide a free, powerful evaluation of your SSD or supplemental security income case.

 
 

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