Topic: Supplemental Security Income

So Obamacare Lives But What About Social Security Disability, SSI, and Other Programs?

November 22, 2012, by Michael A. DeMayo

With President Obama’s surprisingly vigorous defeat of Mitt Romney in the November 6 election, pundits, policymakers, and Social Security Disability beneficiaries everywhere are speculating on what the next administration will do or at least attempt.

Unless you have been living under a rock, you are aware that North Carolina was one of only two states that ‘flipped’ from its 2008 results in the Presidential election. Prior to voting day, we talked about how dangerous it can be to get wrapped up in macroscopic discussions about Social Security Disability in North Carolina or elsewhere  at the expense of paying attention to your own personal journey to wellness and financial security.
The reelection of Obama does have potentially immediate ramifications for your situation.

For instance, had the Republicans triumphed in the presidential race, and had they overtaken the Dems in the Senate, then the Affordable Health Act – colloquially known as Obamacare – would likely have been headed for the chopping block  or at least for significant modifications.

The prognosis for our healthcare system would be extremely different from what it is today.

As it stands, on November 16, many ambitious and meaningful aspects of Obamacare go into effect. Some claimants or would-be claimants will likely enjoy the fact that, pretty soon, insurance companies not be allowed to discriminate against folks on the basis of their preexisting conditions. Others will be less thrilled with Obamacare for various reasons.

We could go on for pages about the arguments and counterarguments about what Obamacare’s survival means. But just recognize that the system is changing in certain ways. It’s important to stay abreast and understand specifically what you need to do to improve your situation.

You don’t need to understand all the dynamics involved; you just need to understand what’s important to you. If you’re a 37-year-old on Social Security Disability claimant, you don’t need to pay attention to stuff that only applies to claimants who are over 65, to give an obvious example.

That said, even if you restrict yourself thusly, you can still get confused and overwhelmed. There is a lot to know! Turn to the team here at DeMayo Law for experienced, patient, and systematic guidance with your mission to get collect your claim.

The Pundits vs. Nate Silver: Implications for Your Quest for Social Security Disability in Charlotte

November 20, 2012, by Michael A. DeMayo

You’re desperate to claim Social Security Disability, so you can balance your personal budget and gain some modicum of security about your future. However, you’re bombarded with advice about what to do and what not to do. The more you contemplate your options, the more overwhelmed you feel. You know you can’t ‘do nothing.’ But you also don’t want to make the wrong choices. And so you are stuck at this point of paralysis. In this sea of information overload, how can you find a good voice – ideally, voices – to steer you in the right direction?

Is it only a matter of listening to the conventional wisdom? Should you take an unconventional route? Will connecting with a reliable, trustworthy North Carolina Social Security Disability law firm, like DeMayo Law, be enough to solve your problems? Do you even need a law firm?

These are profound questions. As you contemplate them, you might be tempted to take the path of least resistance: the path that you are currently on. That can actually be a big mistake. Sometimes, the conventional wisdom is far off the mark.

Consider, for instance, the prognostications of the pundits leading up to the November 6 election.

Seemingly informed politicos, like Joe Scarborough (host of ‘Morning Joe’ on MSNBC), declared the race a ‘toss up’ days before the election. On the other hand, New York Times blogger Nate Silver claimed that President Obama had an advantage over Governor Mitt Romney that gave Obama something like 80% odds. Turns out that Silver’s predictions were on the mark, not only in terms of who would win the race but also in terms of how each state would vote. His model was 50 for 50 in terms of predicting Electoral College votes.

This isn’t to say that Silver had a crystal ball or that his model was flawless. Rather, it suggests that an idiosyncratic but empirically validated model or resource can be more accurate than an army of conventional thinkers.

When in doubt, go with the empirically validated solution

Whether you are striving to win a claim or searching for solutions to other problems in your life, consider beginning with questions like ‘what’s worked in the past in very similar situations to the one I am in right now?’ Look for empirical validation over big promises or conventional wisdom to guide you through chaos and uncertainty.

More People On Social Security Disability in North Carolina and Elsewhere: What Does It Mean?

May 29, 2012, by Michael A. DeMayo

The number of workers who collect social security disability insurance in North Carolina (and elsewhere in the US) has spiked over the past five years, according to recent survey data. In December 2007, for instance, 7.1 million workers collected social security disability insurance (SSDI). In April 2012, that number had spiked to 8.7 million – a rise of nearly 25%. According to professional analysts at Morgan Stanley and JP Morgan Chase, this statistic can explain – in and of itself! – about 25% of the drop in the US labor force participation since the beginning of the “great recession” of 2008.

What’s causing this? What are the ramifications?

When people hear about these statistics, they often chime in with their opinions. And there is no shortage of theories. For instance, an executive at a Washington organization known as the National Academy of Social Insurance, Virginia Reno, suggested that the rotten economy created a series of disincentives for certain people to return to work – particularly people who work “blue collar” jobs and who find themselves stranded in an increasingly service-dominated economy.

On a more practical note, the surge of beneficiaries may have implications for you. The queue is getting longer. More and more people are applying for SSDI. In 1990, for instance, only 8 out of 1,000 people applied for SSDI. Last year, that figure was more than double – 18 out of 1,000 working age Americans sought social disability benefits. The economy is contracting, and more and more people are going on benefits programs or seeking benefits.

Rooting out the whys and wherefores of this trend is a fraught business. We can speculate.

For instance, one of the clearest trends in health data has to do with obesity and diabetes rates. Epidemiologists now agree that we are facing what’s essentially an epidemic of obesity and diabetes (“diabesity,” as some people call it, because the two diseases are so closely linked). So whatever might be driving this epidemic might also be indirectly contributing to the woes and frustrations of social security disability.

For help understanding this program and understanding what you can do to maximize your benefits and minimize your stress, connect today with the Law Offices of Michael A. DeMayo for a free, confidential, and complete consultation.

North Carolina Social Security Disability: Is the Earth Round…Or Flat?

March 5, 2012, by Michael A. DeMayo

Let’s get philosophical for a second. Most of the discussions on this North Carolina social security disability blog pertain to “nuts and bolts” issues. We talk about the emotional, logistical, and medical turmoil that hurt and sick North Carolinians experience. Sometimes we touch upon the grander debate – how on earth can we reform Social Security Disability in North Carolina and elsewhere in a way that’s equitable, reasonable, and legal? We even touch upon issues that concern the caregivers of Social Security Disability and Supplemental Security Income beneficiaries.

But let’s pull back our telescope and take a look at the broader landscape.

Specifically, let’s see whether we can uncover some broader truths about surviving (and thriving) while on Social Security Disability. Almost all of us (at least in some areas of our lives) operate under false beliefs akin to the Ptolemaic belief that the stars are painted on a giant glass globe above the earth. Given our present day understanding of astronomy, the Ptolemaic “heavenly spheres” hypothesis about astronomy is completely preposterous. Today, for instance, we know that earth is but a submicroscopic fleck of dust within a vast vast ocean of the cosmos. We haven’t “solved” astronomy. But we at least understand that the earth is not the center of everything and that the stars are vastly more than just dots painted on a glass ceiling for our entertainment.

Unfortunately, it’s very very difficult to spot false beliefs.

And this is just speculation, but it may be that the bigger and broader the mass delusion, the more under its sway you will be. It’s the classic case of the emperor has no clothes. Let’s say you own a green car. You can see that it’s green. But imagine what would happen if everyone you met, including your family members, friends, coworkers, auto mechanics, etc. – insisted that the car was blue. You think you’d put up a resistance. But after a while, you would almost certainly “cave” and agree that the car was in fact blue.

The point is: it’s extremely hard to resist delusions that are extremely common and never questioned. All of this is to say that we may be operating under certain false beliefs or bad habits that make solving our North Carolina Social Security Disability related problems needlessly frustrating and fraught.

Quick fixes to this false belief problem are few and far between. But you can connect with a North Carolina Social Security Disability law firm to explore your rights and opportunities for navigating the Social Security Disability bureaucracy more effectively.

More Web Resources:

If everyone said the earth was flat, would you start to believe them?

The Ptolemaic view of the cosmos

The Pied Piper Syndrome and North Carolina Social Security Disability

February 21, 2012, by Michael A. DeMayo

What on earth does the fable of the Pied Piper have to do with Social Security Disability in North Carolina?

Surprisingly, a lot.

As you may recall, the Pied Piper is a legend that likely originated in Germany in the Middle Ages. It concerns a mythical piper who rids a town of rats by enchanting the vermin with music from his pipe. When the villagers refuse to pay for piper’s services, he gets his revenge by similarly enchanting the village’s children away from their homes.

In many ways, the Pied Piper is a tale of misplaced trust. Sure, the piper may be able to blow beautiful music: but what are his ultimate intentions?

Individuals struggling with Social Security Disability in North Carolina and elsewhere are easy prey for Pied Piper-like “savior figures.” It’s not just the scam artists and schemers you need to be concerned about. Well-meaning authorities can also wreak havoc on your life. For instance, perhaps you are sick and in desperate straits. You can no longer afford insurance or your regular doctor. So instead you go to a psychic healer why lacks credentials and a medical degree.

The homeopathic healer may do his or her best to treat you – there is no ill intention – but the poor medical treatment can nevertheless substantially increase your challenges.

There is an even more insidious danger lurking!

Some resourceful people may get a lot of things “right”: they may offer you very specific, actionable, scientifically-based assistance. But then you might grow to trust that person or entity so much, that you will unquestioningly follow every single piece of advice that that person or institution puts out. Not so smart! No one’s got “everything” figured out.

The solution to the Pied Piper problem is to cultivate critical thinking skills. This can be difficult to do, no matter your station of life. It can be extraordinary challenging to keep an open, critical mind when you are knee deep in issues of life and death and financial solvency.

Your best protection against the Pied Pipers of the world is your web of relationships. For instance, if you develop a relationship with a responsible, results-proven Social Security Disability law firm in North Carolina, you will improve your odds of getting better results.

More Web Resources:

When experts bite off more than they can chew

The tale of the Pied Piper.

Sounds Nice, but Is It True? Avoiding “Claptrap” While on Social Security Disability in North Carolina

January 22, 2012, by Michael A. DeMayo

If an illness or serious injury has disrupted your life and compelled you to seek social security disability in North Carolina, you may feel like you’re in relatively desperate straits.

After all, it’s no fun to battle a serious chronic disease or debilitating physical ailment at any age, at any time of your life. It’s even more disturbing to deal with a medical problem if your financial security is threatened and you can’t see the light at the end of the tunnel.

For these reasons and many others, individuals who need social security disability in North Carolina often find themselves not only the targets of scams and schemes, but also enraptured by hokum that provides false hope. This may lead them to do self-destructive things, like throw away medications or abandon a physician’s advice in favor of a psychic’s.

Separating Hokum from Useful “Self-Help”

It’s easy to be a skeptic of things like acupuncture, meditation, hypnosis, homeopathy, and other forms of “non-western” healing. But the science is often ambiguous. For instance, can acupuncture or acupressure treat certain chronic physical ailments? Some reputable scientific authorities say yes; others argue that acupuncture does little more than provide a placebo-effect type of healing.

Are the naysayers correct or incorrect? Counter-arguments abound!

It’s easy to go down the rabbit hole and never really understand the fine points of the debate or find a resolution to it. On the other hand, advocates of alternative healing methods rightly point out that conventional medicine often falls victim to “hokum” and false beliefs.

For instance, University of Minnesota researcher Ancil Keys’ “lipid hypothesis” – the belief that eating dietary fat causes heart disease – stems in large part from a study that Keys conducted called the Seven-Countries Study. The study ostensibly showed a correlation between nations that ate a lot of fat and nations that had a lot of heart disease. But Keys’ science was exquisitely poor. It turns out that the Seven-Countries Study actually included 22 countries – 15 of which Keys conveniently left out to show support for his hypothesis. Once you add in those 15 other countries, the data are all over the map. There is no support for the lipid hypothesis in the Seven-Countries Study.

So, you can find hokum when it comes to alternative medicine. You can find hokum when it comes to conventional medical thinking.

Caught between the Scylla and Charybdis, North Carolina social security disability beneficiaries are often left to fend for themselves and “figure out” who is right and who is wrong in these complicated scientific debates. That’s an enormous problem in its own right.

To avoid getting lost, you need to find resources that can help you navigate your medical and your legal situation effectively. Your medical condition is obviously extremely complicated, and no generic blog post could hope to address it. You may find a consultation with a North Carolina social security disability law firm quite useful and eye opening.

More web resources:

All about the Lipid Hypothesis

Ancil Keys’ Seven-Countries Study… or was it 22 Countries?

Avoiding the “Scam Me” Mentality: a Primer for Potential North Carolina Social Security Disability Beneficiaries

November 14, 2011, by Michael A. DeMayo

Individuals who desperately need North Carolina Social Security Disability (and possibly supplemental security income) often struggle not only with financial and medical problems but also with emotional problems, such as isolation, negative self-talk, addictions, and hosts of other troubles. North Carolina Social Security Disability beneficiaries (or would-be beneficiaries) are vulnerable. They are vulnerable to self-sabotage. They are vulnerable to exploitation. And they are vulnerable to scam artists.

In your physically and morally weakened state, for instance, you might take leave of your commonsense and invest a significant portion of your remaining savings with a dubious company or annuity salesman in the hopes of winning a “big pay day.” Alternatively, you might become so sick or incapacitated that you no longer can defend yourself against con artists, who might take advantage of your incapacitated state by stealing your Social Security Number or other confidential information, siphoning your Medicaid or Medicare benefits, or committing other crimes that leave you even more vulnerable and exposed.

So how do you escape this “scam me” mentality? How can you protect yourself against con artists?

The common answer is that vulnerable individuals need to educate themselves and get protection. You can follow the link at the bottom of this post to read up on some common scams to gird yourself appropriately. However, good education is no substitute for a successful, long-term defensive posture. Con artists may “change their games” routinely. So even if you memorize every common scam out there, you still run the risk of getting conned through some unknown or undocumented scam.

A longer-term, more robust solution would be to set up systems and processes in your life and assemble resources to protect you from scams you can’t even see coming. For instance, you might want to research identity theft protection services, or you may even want to talk a trusted North Carolina Social Security Disability law firm about local or regional resources you can tap into to shield your assets.

At the very least, it’s worth your while to research the nuts and bolts of scam protection. Alternatively, if you are too sick or injured, deputize someone you trust, such as a close relative, to help you do this mission-critical research, so you avoid getting caught flat footed.

More Web Resources:

Common scams perpetrated on the elderly and the sick


Good article on scam protection

Is it North Carolina Social Security Disability…or Just the Illusion of “Security”?

October 24, 2011, by Michael A. DeMayo

In our passion to reform the North Carolina Social Security Disability system – to ensure that hurt and injured and sick people get fair treatment – we often overlook certain fundamental constraints. Specifically, we focus on achieving certainty in our outcomes, stability in our lives and a reduction in our stress levels. By identifying and eliminating the roadblocks to your success with North Carolina social security disability, this blog and other resources like it can turn your relatively sour situation into something slightly sweeter.

Of course, whether you achieve your SSD or Supplemental Security Income (SSI) goals and obtain a substantial stipend, or you fail miserably and obtain no compensation after expending tremendous effort, many battles lie ahead of you.

There is no way to eliminate uncertainty from your finances, your health, or any aspect of your existence. Uncertainty is more or less a permanent attribute of being human. Moreover, the size and scope of your benefits won’t necessarily correlate with your satisfaction.

Surprised to hear that?

Consider this line of argument:

One might expect that the more Social Security Disability benefits you can collect – and the more those benefits cover your core living expenses and other costs – the happier you will be and the more satisfied you will feel about the experience of being a beneficiary. But substantial research into the psychology of happiness and satisfaction tells us something different. Counterintuitively, our levels of satisfaction and happiness don’t necessarily correlate well with what we have or what we lack – unless we lack so much that we are forced to live below subsistence level, in which case the correlation becomes more robust.

This isn’t to say that the quest for fair, ample, and long-term benefits is not noble or necessary. But it does suggest that, if you are looking for happiness or satisfaction with your situation, you need to look beyond the numbers and to concentrate on managing your perspective.

The attitudes you have about your injury or illness will shape and mold your happiness and life satisfaction on many levels, both conscious and below the surface. This isn’t to say that you should give up the fight – or that the fight doesn’t matter. The specifics of your legal battle to get fair benefits can matter profoundly, life-changingly. Rather, it is to say that the frustrations you face may have deep roots, and it’s worth your time to explore those roots.

For help with specific legal question, connect with a North Carolina social security disability law firm.

More Web Resources:

The Science of Satisfaction

Is your problem really “the problem”?

Social Networking Salvation for North Carolina Social Security Disability Beneficiaries

October 10, 2011, by Michael A. DeMayo

How can Twitter, Facebook, and other social networking tools help North Carolina Social Security Disability beneficiaries?

The answer is simple: These tools offer lonely, undereducated, and scared beneficiaries or would be beneficiaries a means of getting much needed support. But is there any downside to using social networking tools to research, connect, and self-educate?

Perhaps.

On the one hand, the web and social networking tools offer social security disability beneficiaries access to support groups who genuinely care and who can help struggling beneficiaries explore solutions to complex, highly specific SSD quandaries. Because the people you meet in these networks struggle with the same issues you do, they will likely give you practical, actionable, and effective tips. And even if you have the most compassionate caregivers, family members, or friends in the world, unless they are going through similar struggles, they may not ever “truly understand” the emotional turmoil you face. So Facebook, Twitter, and other social networking tools can relieve your sense of isolation.

On the flip side, information sharing is not without its pitfalls. These include:

• There are a lot of crackpots out there. What happens when “the blind leads the blind”? How do you ensure you are getting sound, legally correct advice?
• Scam artists abound. Individuals on social security or supplemental security income are in dire straits. Cynical con artists often take advantage of SSD beneficiaries’ desperation, and these con artists use tools like Facebook and Twitter to lure marks.
• If you spend all your time online looking for answers, you may fail to take necessary actions to heal yourself. For instance, instead of engaging in regular rehab or taking daily constitutionals, you may spend your day on the computer complaining about your SSD related problems.

For help with specific legal questions, connect with an experienced and compassionate North Carolina Social Security Disability law firm.

More Web Resources

How social media can help people who are lonely and in need.

Dangers of “too much” social media

The Miserable Medical Prognosis Problem: How a Dire Word from Your Doctor Can Set Back Your Quest for North Carolina Social Security Disability

September 6, 2011, by Michael A. DeMayo

To qualify for North Carolina social security disability (SSD), you have to be pretty sick and/or injured. And many would-be beneficiaries spend a tremendous amounts of time and energy proving that they really are hurt or sick enough to qualify for money for key living expenses, medical bills, and the like.

But what if your situation is far more desperate?

What if you are seriously ill – possibly even dying – and your concern is less about qualifying for SSD or supplemental security income (SSI) than it is fighting for your life?

Obviously, your health needs trump everything else. But a somber word from a doctor, an ambiguous or disappointing test result, or some other piece of bad medical news can totally throw you off your game. Among other things, your quest to line up and secure your North Carolina social security disability payments may lose its urgency.

This sounds paradoxical at first. But the reason a bad diagnosis will make your journey more difficult has nothing to do with your qualifications – rather, it has to do with your motivation. If you are seriously injured or sick, you may not have the will, wherewithal, or energy to fight through the bureaucracy that stands in your way. You might be tempted to just give up, accept your fate, and abandon hope.

• Instead of filling out requisite paperwork, you may leave the papers on your desk for weeks or even months because you are so tired or filled with despair that you can’t be bothered.
• Or you may delay or defer connecting with a qualified North Carolina social security disability law firm because, from your depressed perspective, it no longer matters whether you get SSD or not.

Not only is this captulation sad and almost certainly premature, but it can have real and negative effects on your health. The more support you have – emotional, financial, logistical, and otherwise — the greater your potential is to overcome your illness/injury and get your life back.

At this point, you need MORE resources and help – not less. If you’ve been beaten down by a bad diagnosis or frustrated by some other piece of bad news, as difficult as it sounds, strive to redouble your efforts and get the critical help you need. You owe it to yourself and your family, and you might be surprised by your own resourcefulness and by the resources available to help you through this admittedly challenging and scary time.

More Web Resources:

Dealing with bad medical news

Renewing Hope Part 1: Why North Carolina Social Security Disability Hopefuls Need Not Despair

August 26, 2011, by Michael A. DeMayo

If you or a sick or ill family member desperately wants North Carolina Social Security Disability to help manage seemingly uncontrollable costs, such as medical care, surgical bills, living expenses, rent, food bills, etc., you may feel terrified, hopeless, and disempowered.

This is only natural.

Whenever we experience setbacks – health problems, financial struggles, fights against large, faceless bureaucracies (e.g. the North Carolina social security disability system), our analytical minds begin worrying us with catastrophic thinking about worst-case outcomes. You might have thoughts like: What if the benefits don’t come through? How will I pay my rent? What if I don’t recover from this illness? This is all so unfair. How did this happen to me? What am I supposed to do with all this conflicting information about my disease, my benefits, my life that I am getting from all corners, including my doctor, my friends, the internet, etc?

These dilemmas plague almost anyone who is forced by circumstances to rely on government assistance to get by. And they don’t even take into account struggles many of us feel regarding our egos, our need for autonomy and independence, our need to be respected, and our need to take care of others.

But all that notwithstanding, hope may still abound.

In our series, we will address some ways to identify strategies and tactics to reboot your hope; make sense of the panic and chaos in your life; and deal with things like the unflinchingly cold Social Security Disability (SSD) or Supplemental Security Income (SSI) bureaucracy, uncaring judges, friends, family members, and co-workers who don’t understand; and the self doubts that plague you constantly about what you should or should not being doing to maximize your benefits, heal quickly, and so forth.

This four-part series can only scratch the surface, but, hopefully, it will clue you into a more productive and resourceful way of thinking and allow you to regenerate your own sense of hope, so you can face hardships thrown your way – whatever they may be – with grounded and purposeful action that is optimistic and free from pointless and destructive catastrophic thinking.

Stay tuned for our next post in the series, in which we take a look at constrains that prevent SSD and SSI beneficiaries (or wannabe beneficiaries) from feeling more hopeful. If you have an urgent or critical question about how to get started with your benefits, how to deal with an upcoming ALJ hearing, or anything else, connect with a quality, experienced North Carolina social security disability law firm.

More Web Resources:

catastrophic thinking

quantifiable power of hope

Are They Going to Take Your North Carolina Social Security Disability Benefits Away?

August 18, 2011, by Michael A. DeMayo

The cable news networks have been ringing the alarm. Our country is in debt. Our state is in sore economic shape. Are your North Carolina social security benefits be next in the chopping block? In today’s political environment – where the stock market can drop over 500 points, zip up more than 400 points next day, and then plunge again more than 500 points a day after that – anything is possible. We are living through a top teach every time, economically speaking, and many pundits, economic leaders, and entitlement theoreticians – from both sides of the political spectrum – are talking about reforming our national entitlement system.

Whether you need North Carolina social security disability or supplemental security income (SSI) to pay your bills while you fight a bitterly difficult illness, or you need those benefits to feed your family while you recover from a horrific workplace accident that left you permanently disabled and partially paralyzed, you crave real, actionable, creditable advice about how to protect your benefits and make strategic choices going forward. First of all, the catastrophic economic scenarios bandied about on the cable news talk shows and blogosphere have a relatively small likelihood of coming true. The United States is not going to transform into Greece overnight, in other words. And even if it did, you and your family would likely find a way to manage the changes and adjust accordingly.

But the fear itself of economic catastrophes is its own animal – its own problem. To address that fear, you need to look it in the eye. You need to understand its root causes. Why are you so concerned about losing your benefits? What would the most positive outcome be to your entitlement problem? Far too few beneficiaries take the time to sit down and think through these issues. But if you never take responsibility for identifying a best path forward, you may fail to take advantage of the resources and tools at your disposal.

That’s all a little abstract. So let’s make it concrete it with an example. Say you are an elderly woman in her 70s who suffers from diabetes and needs social security disability pay for a modest apartment and prescription medications. You watch the cable news shows and develop a paralyzing terror about the economy. But this doesn’t do anything positive for you except keep you awake at night and allow you to watch you your favorite reality TV shows. If you focus on what you can control instead of what you can’t control, you might make far more progress than you realize is even possible. For instance, connecting with an experienced North Carolina social security disability law firm is a great first step toward dealing with benefits issues and minimizing the effects that the state and national economy will have on your pocketbook.

More Web Resources:

August 2011 Stock Market Swings

Social Security on the chopping block?

North Carolina Social Security Disability Caregiver Challenge #4: Your Own Life is Falling to Pieces: What do you do?

August 3, 2011, by Michael A. DeMayo

The last in this four-part series on the challenges facing caregivers for North Carolina Social Security Disability beneficiaries addresses a relatively universal phenomenon. We have talked about how caregivers ignore their own mental and emotional needs when caring for the sick. And we’ve discussed various ways to manage problems like anger, uncertainty, and loneliness.

But the challenges are not all mental or emotional. There are logistical frustrations as well.

In particular, when you take “time out of your life” to care for a North Carolina Social Security Disability recipient, you are not simply taking time away from hobbies or idle time in front of the TV. You are taking time and resources away from key activities like paying the bills, spending time with your spouse or friends or family, your job, and so forth.

Many caregivers do not have the luxury to sacrifice these essentials. But they do anyway because they know how much the SSD recipient depends on them. Is there a way to meet everyone’s needs? Can you be an active, compassionate, present caregiver – often more than a full-time job – while simultaneously attending to the rest of your life? What should you do if you have fallen behind on your bills, gotten in trouble at your job, or suffered health consequences of your own?

Again, there are no easy or clear answers. The answer is always dependent on the situation. But caregivers can make some progress simply by noting what they need to get done and when they need to get it done. In other words, being organized in of itself will release some of the strain. What activities are essential and should not be delayed except under the most direst emergency (e.g. going to work, paying your bills) and what activities or goals can be put off, delayed, or eliminated altogether (e.g. TV watching, vacation plans, etc.)?

Avoid giving yourself too much to do. Focus on what really matters.

As human beings, our basic needs are pretty simple. We need food, shelter, health, good companionship, rest, exercise, and few other key components. Go through your life and figure out how you can meet all of your fundamental needs.

That’s the key: thinking.

Brainstorm creative ways to meet your needs without sacrificing your caregiver duties. You might be surprised. Once you have a very clear idea about what needs to be done, you might be surprised at how many different, creative, “shortcut” ways you can find to deal with your life and solve your problems.

Of course, you don’t have to do this all on your own. A qualified, high-caliber North Carolina Social Security Disability law firm can help you not only with the legal issues facing SSD and Supplemental Security Income (SSI) beneficiaries, but a good law firm will also connect you with tools and resources to help in the other parts of your life as well.

More Web Resources:

Caregiver overwhelm

the genius of K.I.S.S.

Weaning Yourself Off of North Carolina Social Security Disability

August 1, 2011, by Michael A. DeMayo

Even if you haven’t yet won your North Carolina Social Security Disability case, you should almost certainly be planning for the time where you no longer need the benefits.

This may seem like a bit of “putting the cart before the horse.” In some ways, it is. But as productivity guru Steven Covey has suggested, you should always begin projects “with the end in mind.” In other words, when you focus on positive outcomes – for instance, you are completely healed, back to work, and no longer in need of North Carolina Social Security Disability money to pay for your living expenses and other costs – then you can search for “shortcuts” to help you reach your end goals faster.

What kind of shortcuts are we talking about?

Here are a few ideas: If your goal is simply to speed up your retirement process – that is, to chip away at your expenses and collect new sources of income (such as SSD or Supplemental Security Income) to bridge the gap – then you can source a whole gamut of tools and resources to make that goal happen faster.

In other words, don’t just sit around and collect benefits in the hope that some magical solution will appear once the money runs out. You want to be analyzing and thinking about other ways you can either bring in more income or reduce your expenses or both – or maybe change your standard of living so you can afford a better life easier. For instance, instead of maintaining an expensive property, you may want to think about selling that property and moving in with a relative or moving to a part of the state where it’s cheaper to live.

The moral here is: It’s ultimately up to you to take action to change your life and shape it for the better. While a North Carolina Social Security Disability law firm can certainly help you manage the logistics and complications of your claim, you ultimately must “walk the walk.” The clearer you can see the “end game” and the more time you can spend coming up with various plans and approaches to achieve that goal (or goals), the more resourceful your law firm – or anyone else who wants to help you – can be for you.

More Web Resources:

Begin with the end in mind

North Carolina Social Security Disability Applicants – Doing More With Less

June 27, 2011, by Michael A. DeMayo

If you are at the point where you have to apply for North Carolina Supplemental Security Income (SSI) to run your life, pay your bills, and manage the future, chances are that you are running on very limited resources. Perhaps you are permanently disabled, feeling sick, facing a frustrating and tenuous medical path forward, burdened by financial pressures, feeling alone in your fight, and feeling generally overwhelmed by your state of affairs and the obstacles that you face.

If you feel some or all or even any of those feelings, you are not alone. These feelings of rage, frustration, depression, and anxiety are common among North Carolina Social Security Disability applicants. The question you have to deal with is: How can you make the most with the hem that you been dealt?

It’s easy for SSD beneficiaries to take less than constructive mindsets. You can wallow and self pity, get mad at government programs, get frustrated with your friends and family and doctors for failing to provide medical support, etc. And these feelings may or may not be justified. But that’s in many ways beside the point. The real question is: What is true now about your circumstances? What’s frustrating you about your circumstances? How would you like your circumstances to change? In order to maximize your resources, you need to have clear and coherent answers to these questions. Otherwise, it’s easy to wind up wasting good resources without making the kind of progress you want. On the other hand, once you have defined what you want to be true about your situation, you can then go about creating conditions even on a shoestring budget, even while you are dealing with a difficult diagnosis, even while you lack a significant social support system – to better yourself. It all begins with clarity.

So what’s the secret for getting clear? Step one is often simply to figure out what’s on your mind right now. The most difficult and frustrating problems you face are often never far from our thoughts. So one potentially quite useful exercise might be to spend about two hours drafting every single pressing issue on your mind down – no matter how trivial, no matter how big. Productivity theorist David Allen calls this collecting “open loops” – anything that has a pull on your attention. Once you have a complete and thorough collection of “open loops” there are techniques and systems and processes you can use (such as Allen’s “Getting Things Done” methodology to comb through them, analyze them, and otherwise wrangle with them. But even if you don’t go any further than just doing the simple exercise of writing things down, you can and almost certainly will feel more relaxed, less stressed out, and more confident that you can deal with what’s in front of you. Because truth be told, for most people it’s not a lack of resources that causes problems – it’s a lack of clarity – a lack of seeing all that we’ve committed to, consciously and unconsciously.

If you need help with a benefits issue, connect with a qualified North Carolina Social Security Disability law firm to get clear on your rights and resources.

More Web Resources:

open loops

What is true now – facing reality

While You Wait For Your North Social Security Disability Appeal: Staying Motivated and Happy

May 27, 2011, by Michael A. DeMayo

If you’ve been diagnosed with a terminal illness – or if you suffered a grievous injury that’s going to keep you out of work for a year or longer – you may qualify to start collecting North Carolina social security disability benefits.

But going after SSD (or supplemental security income – SSI) is often far more vexing and complicated than applicants first realize. Some very legitimate, deserving people can find themselves caught up in a seemingly never ending appeals process. This lengthy limbo can make an already stressful situation practically unbearable. You need money to live and support yourself and your family – and to get good medical care. But you have to wait – seemingly indefinitely – for an answer as to how much North Carolina social security disability you will be able to collect.

Good news: there are almost always “short cuts” to these problems. One of the most obvious and useful is to retain the services of an experienced and powerful North Carolina social security disability law firm to help you work through the appeals process, explain the system to you, and keep you from feeling overwhelmed.

You can also talk to financial planners, reach out to social support networks, meditate, exercise, eat better, reflect on your life, and “do special things” for yourself that you’ve long put off – such as vacations, spa treatments, et cetera. But to attain a deeper sense of calm, you may want to avail yourself one of the oldest “tricks in the book”: writing stuff down. Getting your frustrations, confusions, and anxieties out of your head and on to paper (or a computer Word document) can be surprisingly empowering in a remarkably short period of time.

One interesting phenomenon which many people who do this exercise observe: the number of things that we worry about is actually quite limited. Maybe you worry about your health, certain aspect of your financial situation, and a key relationship that’s on the rocks. Maybe you have one or two dozen concerns that are really pressing on your mind. But chances are, no more than that – at least no more “big stuff.”

Once you see everything written out, you can then “wrangle with it” in a far more effective way. For instance, one clear anxiety you may have is over your appeals process. When will the appeals finish? Will you get your money? How much will you get? Et cetera. Simply acknowledging that you have these recurring thoughts – and figuring out what you need to do about those thoughts so that you can feel relaxed and get them off your mind – we will go a long way towards giving you some sense of control – and even happiness – even in the midst of the chaos and confusion of your claims appeal.

More Web Resources:

Eat that frog

The search for short cuts in life?

Helping Someone on North Carolina Social Security Disability

May 25, 2011, by Michael A. DeMayo

Do you have a friend or a family member who is currently going through the (often grueling) process of trying to collect North Carolina social security disability or supplemental security income? What can you do for that person to make him or her feel more comfortable, more empowered, less confused, and more excited about the future?

You might be surprised by the resources available to you and to your friend/relative on North Carolina social security disability. Support groups, financial planners, life planners, senior centers, local and state charities, religious groups, and community groups can all provide you with support, ideas, networks of people/companies who can help, and much more.

When you offer your care – or offer to help in another way – pay attention to the scope of your involvement. Caregivers who enter into commitments casually or without thinking them through may later find that they are resentful, guilt prone, and frustrated because they have put the needs of the SSD or SSI recipient ahead of their own.

Know why you provide the care you do; otherwise, both you and the recipient will wind up “losing” in some way. Also, don’t feel like you have to “do it yourself” when it comes to providing assistance. Yes, do the laundry, make meals, listen to the person as he or she reveals inner frustrations and dreams. But don’t feel like you have to also be the travel coordinator, logistics go-to person, or free legal advice giver.

In fact, if you take on too many roles – or specifically, roles that you are not comfortable doing or don’t have experience doing – you could cause more harm than good.

For instance, if you’re not savvy with money, you could wind up encouraging the recipient to invest with a less than qualified or even corrupt financial planner. To tackle the legal logistics, connect with a qualified North Carolina social security disability law firm to help you get clear answers about the SSD appeals process.

Don’t go it alone. In order for you to provide the best support possible to the person you care about, get the support that you need to do the job right – and with minimal stress and bother – so that you can be totally present for the other person in this time of need.

More Web Resources:

Don’t go it alone

What to say to a sick friend

North Carolina Social Security Disability – Part of the Solution, But Not the Whole Solution

May 18, 2011, by Michael A. DeMayo

For many hurt and sick workers, the quest to obtain a fair and just resolution to your North Carolina Social Security Disability struggle can be all encompassing. You celebrate every victory, no matter how minor. And you live for the day when the appeals process is over and you can safely collect your checks. But while your SSD and supplemental security income (SSI) payments can be essential tools, they cannot replace longer-term strategic thinking and planning.

Hurt and sick workers often cannot afford – or do not know how to acquire – good help to navigate their strategic crises. Vulnerable citizens may find themselves ripped off or scammed. Alternatively – and perhaps more commonly – people can waste a lot of time and energy devising their own “strategic plans” to get better, get back to work, and put their injuries/illness behind them. When you’re sick or hurt – especially if you’re sick or hurt permanently – your resources will be limited. This means that your strategy for how you deploy them is exceptionally important – more important, perhaps, than it would be if you were healthy and had “wiggle room” to make mistakes.

In other words, irrespective of how your quest for North Carolina Social Security Disability turns out, you should invest time into acquiring resources, processes, and systems to help you get on track and stay on track.

• If you’ve never worked with a financial planner, find someone you trust and leverage his/her resources.
• If your home is a mess and you are overwhelmed by bills, work with an organizational coach and/or a bookkeeper.
• Now is the time to call on friends, family members, and even neighbors to help you sort through your issues and regain some control over your fears.
• Try not to let pride stand in your way.

If you need help with a specific aspect of the process, an established and experienced North Carolina Social Security Disability law firm can work with you to manage your appeal and iron out any legal wrinkles associated with it. By availing yourself of attorneys, planners, organizers, friends, and family, you can make more strategically appropriate decisions.

More Web Resources

supplemental security income

SSI Scams and the elderly

North Carolina Social Security Disability Scandal – Ohio SSD Advocate Faces Fraud Charges

May 5, 2011, by Michael A. DeMayo

On April 26, the Dubuque Police Department released a photo of William Joseph Murphy, a 44-year old who’s currently in Dubuque County Jail on charges of fraudulent SSD advocacy – legitimate North Carolina Social Security Disability Advocates are closely following this case.

Why so much attention on such a small case?

Answer is below…

First, a quick summary of what Mr. Murphy stands accused of. Allegedly, Mr. Murphy and his company, American Disability Entitlements, LLC., engaged in multiple incidences of social security theft. Mr. Murphy presented himself as an advocate for social security applicants for the purpose of defrauding them.

When legitimate North Carolina Social Security disability advocates read about situations like this – in which an individual or corporation steals from vulnerable people, it’s literally heart breaking.

Individuals who seek to participate in SSD or Supplemental Security Income (SSI) programs often have no other means to support themselves while they’re recovering from an illness or serious injury. To strike out and try to milk money from these most vulnerable individuals is simply horrific on many levels.

More and more Americans will likely enter retirement age over the next several years (as the baby boom generation “grays”). So, statistically, it’s probably good that these kinds of SSD and SSI schemes – targeting seniors who don’t have much money to live off of – will spike.

Can anything be done to clamp down on these schemes and protect vulnerable people?

One intuitive solution: fight each new scheme as it pops up. But that might be too slow. Clamp down on one scheme, and the scam artists will design and execute half a dozen other ones before you can even say the word “go.”

Perhaps a better general approach is to “drain the swamp.” In other words, disincentivize criminals from even thinking about trying to take advantage of SSD and SSI applicants. One way to do this might be to educate applicants. Another method might be to significantly “up” the penalties for theft schemes.

Here’s another, less aggressive and more counterintuitive approach: Reduce the number of people on SSD and SSI by improving the population’s general health. For instance, if we could find some ways to reduce rates of type II diabetes, then perhaps we can reduce the number of people who need entitlements and thus limit the scam artists’ targets.

For assistance with your claim (or appeals), talk to a qualified North Carolina Social Security Disability law firm.

More Web Resources:

William Joseph Murphy fraud


SSD scams to watch out for

Making the Most Out of Your North Carolina Social Security Disability Benefits

April 26, 2011, by Michael A. DeMayo

If you’ve been fighting for the right to collect North Carolina social security disability benefits, chances are you haven’t had that much time or energy to devote to figuring out how best to invest any moneys you receive. You’re too caught up in the battles: the battle to win an appeal, the battle to deal with your underlying medical conditions; the battle to manage family needs. Etc. Etc.

A little planning, however, can go a long way.

Once you know how much money to expect from an entitlement program, your battle for financial security has only just begun. It’s crucial to figure out how to allocate any moneys that come in – and deal with any surprises (and there will be surprises, there always are).

You may be living on a shoestring budget. But it may still behoove you to speak with a professional financial planner to review your options and help you avoid burning through your benefits money.

It’s surprisingly easy to burn through benefits. When you don’t feel good, and you’re overwhelmed by medical stress, financial pressures, and anxieties, you may be tempted to “splurge” on pointless things like toys or trips that you can’t really afford.

Alternatively, you may be tempted to gamble with your North Carolina social security disability benefits – if not literally at a gaming table in a casino than maybe figuratively. You may purchase dubious investment vehicles in the hopes that they will yield up great returns. Unscrupulous con artists have devised dozens, perhaps hundreds, of different schemes designed to swindle seniors and others who rely on social security disability and supplemental security income (SSI) out of their hard fought entitlements.

Your reasons for avoiding help may be less than rational. For instance, you may balk at the upfront costs of going to a financial planner… without analyzing the costs of NOT going to a planner and continuing to spend, borrow, and plan as you currently do – that is, inefficiently.

For instance, maybe a consultation with a planner will cost you $500… but not consulting with a planner may lead you to overspend by $2,000 over the next year.

Also, you have to remember that, when you’re sick, injured, and frustrated, you may put off certain key planning tasks and then suffer penalties and fees as a result. For instance, say you’re a small business owner who needs to pay quarterly taxes. But you can’t get around to doing the paperwork because you’re ill. You may end up having to pay serious fees and penalties when you do your next year’s taxes. While a financial planner obviously can’t solve all of your woes, he or she can point out pitfalls and keep you on a better track.

Another important resource is a North Carolina social security disability law firm. A quality law firm can leverage resources to ensure that you get the right benefits and complete assistance during the appeals process.

More Web Resources:

Why to do financial planning

SSD and SSI scams

How will the “Graying” of the Baby Boom Generation Change North Carolina Social Security Disability?

April 22, 2011, by Michael A. DeMayo

In 2011, the first of the baby boomers will officially become eligible to collect social security benefits. Experts who study North Carolina Social Security Disability questions fear that this extremely populous generation (they didn’t call a baby “boom” for nothing) may seriously strain our national and state coffers. As more and more boomers start extracting money, can our social safety net remain solvent and productive?

A related, but also extremely crucial question, is whether North Carolina Social Security Disability will become harder and harder to qualify for because of the demographically related extra stress on the system.

In other words, as the boomers age, will eligibility requirements be ratcheted up and benefits sheared down?

And, if so, how can you anticipate heretofore as yet unwritten additional restrictions and plan your finances accordingly?

These are tricky but good questions, and unfortunately there are no simple answers. People who need SSD or Supplemental Security Income (SSI) are often under profound financial, physical, and even emotional strains. They may not have the resources, time, and stamina to delve deeply into “best practices” for financial planning.

Given this atmosphere of confusion, it’s easy to simply ignore the potential risks of increased eligibility restrictions, etc, and just “hope that the worst case doesn’t happen.”

But what if it does? You need contingencies.

Personal financial planners and other experts (such as a North Carolina Social Security Disability Law Firm) can help you strategize and even execute tactical shifts and changes in priorities.

You might also want to change your mind set about how entitlements fit into your planning. Specifically, it may be a mistake to plan from the assumption that you will get your maximum benefits. Instead, focus on what you can control – what some psychologist would describe as your “circle of influence” – and construct a plan that would work in that paradigm.

The point is, whether or not you manage to collect SSD or SSI is ultimately somewhat out of your hands. So, concentrate on what is within your control – for instance, your investment strategy or the amount of money you can generate through your job or other holdings – and then construct a few scenarios that allow you to “win” even if “lose” in your quest for SSD and SSI.

Again, developing these contingencies is easier than done. That’s why it’s helpful to consult with experts like financial planners and a North Carolina SSD Law Firm. Avail yourself of resources; make this easier for you and your family.

More Web Resources:

“Graying” of Baby Boomers

Uncertainty is Certain

Maximizing Your North Carolina Social Security Disability and SSI Benefits: Using Food Stamps with Care

April 15, 2011, by Michael A. DeMayo

Individuals who need North Carolina Social Security Disability or Supplemental Security Income (SSI) may qualify for food stamps. According to the official Social Security Administration pamphlet. “What You Need to Know When You Get Supplemental Security Income (SSI),” a local Social Security office or a welfare or social services office can provide food stamp applications. You can also review a publication called Food Stamps and Other Nutrition Programs available through the government.

Food stamps can be vital for poor, sick, and unsupported workers. But if you’re on a very tight income, you can easily be lured into purchasing poor quality calories that can exacerbate or even cause further illness and degeneration.

The relationship between nutrition and disease is incredibly complicated. Creditable organizations like the Nutrition & Metabolism Society and the Western Price Foundation have accumulated significant and compelling scientific resources that suggest that refined carbohydrates and sugars in the diet can lead to or contribute to a surprising variety of ailments, including obesity, diabetes, and heart disease. These self-same foods – processed foods and sugary foods loaded with stuff like high fructose corn syrup – are often, unfortunately, the cheapest foods to buy.

Thus, if you get food stamps as part of your North Carolina Social Security Disability solution – you might be tempted to buy things like fruit punch, Coca Cola, corn chips, white rice, and products made from refined flour. Yes, these products contain calories. But they also can rapidly elevate your blood sugar (blood glucose) and spike your insulin levels – good evidence suggests that spiking your blood sugar and insulin over a long period of time can do tremendous damage to the body and make it more difficult for you to get off of Social Security Disability and get back to work and good health.

This creates a big dilemma: If the cheapest foods are bad for you, and you don’t have much money to spend, what should you do? There is no quick-fix. But you might work with a personal financial planner to try to put a little more money towards your grocery bill so you can buy high-quality foods, like fish and green vegetables. A dietician can also help you locate relatively cheap sources of good proteins and fats, such as canned tuna, instead of the usual “low cost” fare, like potato chips and loaves of white bread.

A North Carolina Social Security Disability law firm can help you dissect and solve any problems you might have getting benefits and appealing your claim.

More Web Resources:

What You Need to Know When You Get Supplemental Security Income (SSI)

Food Stamps and Other Nutrition Programs

North Carolina Social Security Disability Appeals Process – The Four Steps of Appeal

April 13, 2011, by Michael A. DeMayo

Knowing that you’re eligible for North Carolina Social Security Disability benefits or Supplemental Security Income (SSI) benefits, you’d like to maximize your chances of success.

After all, if you’re sick, injured, and confused, you need all the help you can get to simplify and shortcut the process and sidestep any pitfalls. This essay will walk you through the appeals process and give you statistics to chew over.

Out of 1,000 applicants who apply for North Carolina Social Security Disability (or SSD elsewhere in the country), 350 will be awarded benefits, 338 applications will be abandoned, and 312 will enter the appeals process. Note that, when you request an appeal, Social Security will look at the entire decision pertaining to your situation – they will review both unfavorable and favorable aspects. During the initial review, Social Security can render a variety of decisions:

• Decide you are eligible for the benefits
• Decide to stop your benefits
• Alter the amount of money you will receive

Reconsideration

The first step in the appeals process is called Reconsideration.

A different person from the person who reviewed your application the first time will look over your case. Essentially, it’s like a home base empire reviewing the decision a first base umpire makes.

Out of our pool of 312 people who request reconsideration, 47 will be awarded benefits, 80 will abandon the process, and 185 will head to the next tier of appeal – the ALJ hearing.

Administrative Law Judge (ALJ) Hearing

You can set an ALJ hearing using the web at www.socialsecurity.gov/disability/appeals. The judge will not have had any part in your case thusfar. If you hire a law firm that specializes in North Carolina Social Security Disability, your attorneys can request a hearing for you and bring your case before the judge.

Out of the 185 remaining applicants in our theoretical pool, 102 will be awarded benefits after this process, 46 will abandon their pursuit, and 45 applicants will go to the next tier of appeals, the Appeals Counsel Review.

The Appeals Counsel Review

Assuming that you don’t agree with Administrative Law Judge’s decision on you case, you can ask to have the Appeals Counsel Review your case. Out of the 45 remaining people (dwindled down from our initial 1,000 applicants), 8 will be sent back to another ALJ hearing, one will be awarded benefits, 33 will abandon their quest, and 5 will take their cases to Federal Court. Your odds of ending up in federal court over an SSD case are just 0.5% (5 out of 1,000).

Federal Court Action

The United States District Court will be the first court to hear your appeal, if you disagree with the Appeal Counsel’s decision. Depending on the facts of your case and a variety of other relevant factors, Federal Court action can stretch on and even potentially reach the Supreme Court of the United States… although that’s very, very unlikely.

Of the 5 cases that end up in Federal Court, 2.5 are abandoned, 0.25 lead to awards, and fewer than 2 get returned to the Appeals Counsel.

The application-and-appeals process is complicated, sophisticated, and time consuming. A North Carolina social security disability law firm can protect your rights and maximize your chances of getting the system to deliver results.

More Web Resouces:

www.socialsecurity.gov/disability/appeals

Supplemental Security Income 101

North Carolina Social Security Disability and Supplemental Security Income (SSI) “Must Reports”—Info You Need to Provide on Pain of Penalty

April 1, 2011, by Michael A. DeMayo

This North Carolina Social Security Disability blog often covers news issues, practical tips and tricks, and even philosophical discussions about how to reform the SSD system. Today, we are going focus on something extremely specific. When you apply for Supplemental Security Income (SSI), you must provide a lot of information to the government. According to “what you need to know when you get Supplemental Security Income (SSI),” a pamphlet put out by www.socialsecurity.gov, if you withhold this information or provide false info, you may be sanctioned or otherwise penalized.

You will receive a “penalty” for not reporting changes in a timely fashion. A penalty means a loss of money on your check. You could lose anywhere from $25 to $100.

A “sanction” is a different kind of punishment. When you provide false information or withhold info that would be important, you can be “sanctioned,” which means that your payments may cease entirely for 6 months up to 2 years. If you apply for North Carolina Social Security Disability or SSI, you must provide accurate and complete information about the following topics:

¥ Whether you move or change your address
¥ Whether you get divorced, separated or married or change your name
¥ Whether you leave the US
¥ Whether someone comes into your household or moves out of it
¥ Whether you change your direct deposit accounts
¥ Whether your income changes or a family member’s income changes or your resources otherwise change (such as you get help with living your expenses)
¥ Whether you become a parent, enter or leave an institution, get convicted of a crime, or get a warrant for your arrest
¥ Whether you violate your probation or parole terms
¥ Whether you become a sponsored non-citizen
¥ Whether you stop or start attending school (applies only to people ages 18 to 22)
¥ Whether your immigration status changes
¥ Whether you get better
¥ Whether you are no longer able to manage funds (or if a person who gets SSI dies)

You can get the pamphlet “what you need to know when you get Supplemental Security Income, (SSI)” to learn more about the requirements discussed above. Unfortunately, even minor bureaucratic slips up (such as failing to report certain income or taking too long to notify SSI of a change in your immigration status) could create needless drama for you.

Alas, individuals who are on government entitlement programs often lack the strength, stamina, and general wherewithal to stay organized. To that end, you may benefit greatly from speaking with an experienced North Carolina Social Security Disability law firm about what to do (and what not to do) to optimize the benefits you get and to prevent accidentally losing all or some of these benefits through penalties or sanctions.

More Web Resources:

what you need to know when you get Supplemental Security Income (SSI)

www.socialsecurity.gov

 
 

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