Topic: Michael A DeMayo

Desperate for Social Security Disability Benefits? Get a Hobby!

March 26, 2013, by Michael A. DeMayo

North Carolina Social Security Disability beneficiaries (or want-to-be beneficiaries) can learn a lot from Rock ‘n’ Roll lyrics–specifically from 38 Special’s famous song “Hold on Loosely” which warned “Just hold on loosely, but don’t let go… if you cling too tightly, you’re going to lose control.”

Those are true words–particularly if you’ve been struggling with your Social Security Disability situation. Whether you caught a nasty case of pneumonia that’s kept you bedridden for months, or you wrecked your back in a construction accident in Raleigh, you need assistance and stat.

Unfortunately, life deals out unfair results, all the time. The more you strive to achieve a certain result, the more elusive that goal often seems to become. Ask any teenage boy (or girl) who’s ever been desperate for a date to a dance. When you act out of a desperate energy–as if your life depended on a particular outcome happening (or not happening)–you cede control over your destiny.

That loss of control, in and of itself, can cripple you.

We’ve discussed this theme dozens of times in dozens of ways on this North Carolina Social Security Disability blog, but it always bears repeating.

To break free from dependency on outcome, consider getting a hobby.

That might sound strange–perhaps even a bit insulting. But don’t take it the wrong way! Hobbies can be remarkably refreshing and invigorating. Whether you knit, play chess, participate in a Rotisserie Baseball League or whatever–a hobby gives you an outlet for your talents and energies. A great hobby can get you into a “flow state” and boost your mood. It can get you socialized and build your network, which can be important if you feel isolated and alone. When you get to work at something you’re good at, you will feel more engaged with life. You will be less likely to “dread the day” and more flexible and open.

If you have no hobbies, go on a hunt for at least one–preferably one that you can do without physical taxing yourself and one that involves being with other people.

If you already have a hobby that you love, brainstorm ways to get back to doing your hobby on a regular basis.

After Your North Carolina Social Security Disability Victory…

March 21, 2013, by Michael A. DeMayo

Here’s a simple exercise that, dollars to donuts, you haven’t considered doing, one that can greatly enhance your quest for Social Security Disability benefits in North Carolina or elsewhere.

Open up a Word processing document (or get out your trusty Moleskine notebook) and journal on the following topic: “What would my life be like, after I’ve locked down benefits and decisively gotten on the road to healing from my injury/illness?”

It sounds like a pedantic exercise–perhaps a little boring.

But you might be surprised by how powerful this type of journaling can be. When we struggle with vexing problems, such as how to make the Social Security Disability system work, we tend to accentuate the negative and eliminate the positive (to pun on the classic song). That’s just human nature. When we get in this negative mindset, we tend to explain it away as “just being realistic.” But as elite theoretical physicists tell us, our understanding of “reality” depends sensitively on how we observe nature. Ask any serious student of Einstein’s Relativity or of the theories of quantum mechanics, and he or she will confirm: our intuitions about how Nature works are often WAY off the mark.

The point is this. When you focus on positive feelings, events, habits, and behaviors–what you would love to have in your life in the coming months and years–you can enjoy fresh energy and inspiration. This is not magic. It’s not as easy as closing your eyes and wishing your cancer or obesity into remission. But when you focus productively and proactively on good outcomes, don’t be surprised to see your behavior change and your roster of resources expand.

To that end, if you have yet to connect with a Social Security Disability law firm in Charlotte or elsewhere, please consider calling or emailing the DeMayo Law team today to set up a free consultation. We have excellent processes to help claimants like you succeed. Find out more about us online today, or call us for a free consultation at 1.877.529.1222.

When Should You “Break the Rules” and Deviate from Best Practices for Social Security Disability?

March 19, 2013, by Michael A. DeMayo

The average person who needs help with a North Carolina Social Security Disability claim should follow a standard set of strategies and principles — “best practices” — to maximize chances of success.

But when is it okay to deviate from these best practices? When is it more useful than not to “break the rules”? (When we say “break the rules,” we of course mean that in a metaphorical sense — you always need to follow the law or risk serious punishments!)

Different circumstances call for different strategies.

For instance, most claimants benefit from discussing their claims with Social Security Disability law firms. But some people may not need legal help. Maybe you have a gift for navigating bureaucracies. Or maybe you qualify for the Compassionate Allowances program — a special “fast track” system that allows certain very sick SSD applicants to jump the line.

Likewise, the average sick or injured person probably should sleep a lot, refrain from unhealthful behaviors, etc. But if you only have six months to live, you might decide that living without cigarettes (for example) is no longer worth the health benefits. So you start smoking. (Again, we are not advocating that anyone do that!)

The point is that you may want to modify or even throw out certain best practices based on the peculiarities of your situation.

How do you know when to deviate from best practices?

In the abstract, no one can really say.

One way to analyze this is to track your progress through metrics, somehow. For instance, maybe you want to eat a lot of junk food, even though you’re 30 lbs overweight. Ultimately, that’s your decision, even though it might not be the most healthful one. But you might hedge by tracking important metrics, such as your BMI, your triglyceride levels, and so forth, to determine how your “non-best practice behaviors” impact you.

It’s a lot easier to make decisions about what to do (and what to give up — or what to do more of!) when you understand your Social Security Disability problems in context. Let the team here at the Law Offices of Michael A. DeMayo educate you about your remedies, rights, and resources. Call us today for help at 1.877.529.1222.

Big Update to Social Security Disability Compassionate Allowance Program — 35 Additional Components Approved

February 26, 2013, by Michael A. DeMayo

Big breaking news in the world of Social Security Disability law: the Social Security Administration (SSA) has expanded its popular Compassionate Allowances Program (CAL) to include 35 more conditions, bringing the total number of conditions to 200.

Depending on the nature of your ailment and its severity, you may qualify for benefits within just days as opposed to months or longer. If you qualify for the CAL program, you can bypass the typical detailed investigative process that the typical claims applicant needs to go through.

The CAL program dates back to 2008. At first, only 50 ailments qualified for this fast track approval. The initiative has been updated multiple times since then — last April, administrators added over 50 new conditions to the short list. The collaborative process that updates this program draws upon knowledge from medical professionals, scientists, and Social Security Disability beneficiaries themselves, along with research from the National Institutes of Health.

The new disease additions include Roberts Syndrome, Dravet Syndrome, aplastic anemia, adult non-Hodgkin lymphoma, and other serious cancers and neurological conditions. For a full catalog of conditions covered under the Compassionate Allowances program, please visit the CAL’s official website.

If you’re confused about whether you might qualify either for the CAL program or for Social Security Disability in general, connect with us for clearheaded and thorough insight into your case. The team here at The Law Offices of Michael A. DeMayo would be happy to provide a smart, complete and strategic evaluation of your case and give you good guidance about what to do (and what not to do) to maximize your chances for getting your claim accepted and minimizing the stresses and often needless hassles. Call us now for assistance at (877) 529-1222.

How Can You Make the North Carolina Social Security Disability Experience Slightly Less Dreadful?

February 7, 2013, by Michael A. DeMayo

Your injury would be horrific enough in its own right. But now you also need to jump through hoops to collect minimal Social Security disability benefits? It all seems downright cruel. Given your extremely limited strength, time, attention and resources, what can you do to make a positive difference, both in your life generally and in your quest for benefits?

First off, if you haven’t yet connected with an attorney or Social Security disability law firm in Charlotte, please consider doing so to protect your rights and to identify potential problem areas with your claim. The team at the Law Offices of Michael A. DeMayo is available for free and confidential case consultations — call us now at (877) 529-1222.

Beyond that, you can also adopt changes to your lifestyle and diet to fix your metabolic issues and help you manage seemingly indirectly related problems, such as stress, depression, and so forth.

Cutting out junk food — and focusing on food quality

You’re sick, injured, and financially hard up. Right now, you’re just “trying to get by.” The idea of improving your diet somehow may not even be on your radar screen. But if you’re eating a lot of junk food — especially sugary stuff like cola, desserts, and other snacks that have a lot of easily digestible grains and starches — you might really give consideration to improving the quality of your food, not only to boost your metabolism, but also to improve your attention span, mood, blood sugar control, and beyond.

Determining what foods are “healthy” and what foods are “junk foods” is not necessarily so simple!

Even if you commit to eating a diet that’s “healthier,” you must wade through a lot of conflicting information. A new non-profit organization, the Nutrition Science Initiative (NuSI), is funding research to help answer these questions in a more definitive fashion. But you might be surprised to learn that bacon — one of the most stereotypically “sinful” foods — is rich in Omega-3 fatty acids as well as stearic acid and essential amino acids. One can perhaps build the case that bacon is actually a health food, believe it or not.

Conversely, other research suggests that soda pop might be more than just a source of empty calories. It could actually be a cause and perpetuator of insulin resistance in liver — the starting point of a cascade of metabolic issues, including diabetes and obesity.

Different people have different needs, regarding both their health and their Social Security Disability concerns. Talk to your physician before making any kind of changes to your diet and exercise regimen. And take time to research the true nature of a healthy diet.

Is the North Carolina Social Security Disability Debate Poised to Move in a Radically New Direction?

January 8, 2013, by Michael A. DeMayo

Many policy wonks who study Social Security Disability in North Carolina and beyond believe that change to the SSD program will come glacially.

Yes, more people enter the queue every year. Yes, financial and bureaucratic problems persist. Yes, some extremely vulnerable people receive horrible care. But most experts still believe that the system will only change gradually. There will never be a lightning-quick “flash point” that will send the Social Security Disability system in a radically new direction.

But perhaps our confidence in such a gradual evolution is misplaced!

Here’s why. A bit of background, first:

In evolutionary theory, biologists recognize two discrete types of evolution: graduated and punctuated. In graduated evolution, species or other objects (e.g. memes or computer programs) change incrementally in response to selection pressures. Tens of millions of years ago, for instance, humans, dogs, and cats all likely had a common evolutionary ancestor. Over the glacial process of natural selection, our three species split off and gradually grew distinct. There was no moment in time where a dog-man gave birth to a dog, for instance, or something similarly extreme.

Punctuated evolution, however, also exists! It also explains many phenomena in nature, economics and beyond. Punctuated evolution is dramatic – like a lightning strike. For instance, according to author Julian Jaynes, human consciousness evolved via a punctuated evolutionary process. In the “Breakdown of the Bicameral Mind,” Jaynes argues that human evolution had been proceeding along at a stately pace, when, all of a sudden, consciousness emerged, almost instantly. Something from nothing. Deux ex machina.

Getting back to the Social Security Disability system… perhaps we can find analogues to punctuated evolution in the world of policy. For instance, the 9/11 attacks on the Twin Towers radically and decisively altered America’s foreign policy. In an instant, everything shifted. Likewise, the recent shootings in Newtown, Connecticut may have already radically altered the national political conversation about gun control.

It stands to reason that an unforeseeable event may similarly radically change the Social Security Disability Program.

All this theoretical stuff may be interesting, but if you’re sick or injured, you want answers, not speculation. The team here at the Law Offices of Michael A. DeMayo would be happy to discuss your case and give you a step-by-step, guided strategy to maximize your quest for Social Security Disability benefits.

3 Resourceful Things You Can Do While Waiting for Your Social Security Disability Claim to Go Through

January 1, 2013, by Michael A. DeMayo

Whether you’re in the throes of preparing for an Administrative Law Judge hearing or Reconsideration, or you’re just starting out on your journey to get Social Security Disability (in North Carolina or elsewhere), you may need to prepare for a long, uphill battle. How can you make the most productive use of this time?

Here are three pretty cool ideas.

1. Consider reducing the amount of sugar you consume… or at least significantly curtailing it.

Sugar is woven into the fabric of American culture. Every holiday, it seems, is another excuse to eat sugar. On Valentine’s Day, you have Valentine’s Day chocolates. On Thanksgiving, you get sweet potatoes with brown sugar. Christmas is time for Christmas cookies. And Halloween – well, basically the entire point of that holiday is to eat sugar. Unfortunately, as much we love and crave the stuff, compelling science suggests that sugar may be extremely bad for our health and may be a primary cause of insulin resistance, which is associated with obesity, type 2 diabetes, heart disease, Alzheimer’s, cancer, and beyond.

2. Get enough sunlight.

Obviously, you don’t want to sit out in the sun until you bake and get sun burned. However, a lack of sunlight can lead to Vitamin D deficiency. Especially if you’re sick or ill and waiting for Social Security Disability, find time to spend time outside.

3. Journal – a lot – about diverse topics.

What are our recurring patterns? What do we do, day to day, that helps or hinders our health, thoughts, relationships, and other dynamics? The more we understand ourselves — what makes us tick, what we like, what we don’t like — the more control we’ll enjoy over our experiences. When you journal regularly, you also may begin to understand what “stuff” flairs up your injury or illness and what stuff helps you feel better. The more accurately you can recognize these patterns, the more you can engage in productive behaviors. It’s a self perpetuating cycle.

Regaining Autonomy in an Out of Control Environment

Human beings possess a fundamental need to feel in control. When you’re stuck in the queue for Social Security Disability — and you can’t figure out what to do next to make more progress — you can easily feel powerless. These three almost universally applicable tools allow people to reassert control. By eating slightly less sugar — or potentially cutting out sucrose from the diet all together — you’ll at the very least eliminate a source of “empty calories” and, at best, protect yourself against an array of medical problems. If you get slightly more sun — you don’t need to be a Brazilian model or a buff Venice Beach weightlifter — the light may boost your mood and help you produce more natural Vitamin D. If you journal — you don’t have to write deep introspective monologues every day — you will become more in touch with yourself, your feelings, your likes and dislikes, and your other needs.

To exert even more control over your environment, get in touch with the diligent, experienced law team at the Law Offices of Michael A. DeMayo for a consultation now.

The Connecticut School Shootings: Forcing Us to Put Our Problems in Perspective

December 20, 2012, by Michael A. DeMayo

Last week’s unbelievably repulsive school shooting in Connecticut left over two dozen people dead, many of whom were children. The national horror has forced all of us introspect and put our own problems in perspective.

If you’re struggling to get Social Security disability benefits in North Carolina, for instance, or striving to compel a reckless or a negligent corporation to compensate you or your family for serious harm done, the shootings obviously don’t “take away” your problems or make your struggles any less real. However, they do drive home the point that our time on this planet is short, and the forces that work on us are often unpredictable and malevolent.

All of us are on a mutual quest for clarity. We need help from other people to understand the rules for filing a Social Security disability claim, for instance. We also need less technical and more emotional help with issues like how to deal with one’s sense of guilt and shame following a workplace injury or how to deal with tragic, epic losses that seem purposeless and just so sad.

It’s the American way to “try to fix things” by engaging in tactics — to process towards a resolution or at least towards some clarity with respect to our problems. There is definitely a time and place for action and for planning. However, there is also time for reflection. There is a time to sit back and just appreciate your blessings. Yes, you’re struggling. Yes, life has been difficult and perhaps ferociously unfair and tragic.

Yet the human spirit is surprisingly resilient.

People can bounce back from the most epic of tragedies. Witness the heroic work of people like Holocaust survivor, Elie Wiesel, or anti-apartheid champion, Nelson Mandela, in South Africa.

It’s a sad beautiful fact of the human condition that we cannot “rewind the clock” and get back time, energy, and physical stamina that we once had. However, if we can appreciate the blessings of the present and focus on what is possible not what “once was,” then maybe we can all begin to reclaim our humanity a little bit.

If you want to talk about your Social Security disability case, please call the Law Offices of Michael A. DeMayo for a free consultation.

What If Your Only Income Was North Carolina Social Security Disability… And You Had No Arms? How Would You Survive?

December 13, 2012, by Michael A. DeMayo

You’re exploring or fighting for social security disability benefits in North Carolina. Your situation is hard, complicated, and confusing. You’re stressed about what might happen if you fail to collect benefits (or enough benefits), an agitation compounded by your medical woes, overall financial problems, and the emotional strain.

Believe it or not, some people have it worse!

Consider the case of Ty Williams, a North Carolina social security disability beneficiary who collects $962 a month. That’s Mr. Williams’ only income. Oh, and he is a double amputee.

His base line situation could be no metric be considered “easy.”

Yet forces beyond his control have conspired to make his problems even worse. Social Security gave him a raise earlier this year – ostensibly a good thing – but the 3% raise bumped him over North Carolina’s Medicaid cap, which legally compels Mr. Williams to pay a $700 per month deductible to keep his (obviously very necessary) in-home care. In an interview with NBC Charlotte, Williams admitted that this added burden would essentially forced him into a nursing home.

The state ostensibly solved this issue earlier in the year, by untethering Medicaid caps from federal cost of living adjustments (COLAs). Problem solved? Not so fast. The firm that pays for Williams’ caregivers slapped him with a past due bill for over $1000 and informed him that if he failed to pay the balance by the end of November, “his contract … and care … would be terminated.”

Fortunately, there may be a happy ending yet to Mr. Williams’ North Carolina social security disability odyssey. NBC’s Charlotte I team has goaded both Mecklenburg County Commissioners and North Carolina Legislators to deal with this issue, so that Mr. Williams and others who are similarly positioned won’t be disastrously afflicted.

Williams’ situation illustrates how fights over SSD or SSI income can easily lead to dire outcomes. When your finances are literally hanging by a thread – and you are dependent on federal government largess for support – you lose agency, and small problems (such as an overdue bill for $1000) can metastasize into enormous, life changing events.

If you’ve been confused and scared about what might happen to your benefits, get in touch with the DeMayo law team today to explore possible avenues toward success.

Metastasized Breast Cancer? It Could Still Take a Year Before an Administrative Law Judge Hears the Case!

December 11, 2012, by Michael A. DeMayo

11 million people collect Social Security Disability benefits in North Carolina and elsewhere every year.

The queue is long.

The process of securing success is littered with obstacles, both visible and invisible. We’d like to think that our benefits system is fair – that the most needy and sick get attended to first. However, that’s sometimes not the case. A recent Arizona Republic news piece highlights just how unfair the process can sometimes be.

A mother of two, Adria Howard, was diagnosed with metastasized breast cancer. The illness stopped her from being able to work. So she applied for Social Security Disability. Her application got rejected without an explanation. She sought an appeal, only to discover that she might need to wait up to a year before the Administrative Law Judge hears her case. Meanwhile, her chemotherapy has caused constant pain, and her bills continue to stack up and cause stress.

The Baby Boomers are graying. Millions of Americans suffer from chronic diseases, like diabetes, hypertension, and heart trouble. These two issues have stoked the horrifically long queue. Although the SSD program’s administrators have taken steps to expedite the claims process, many people still struggle. Part of the problem is, of course, the paperwork. You need to be super accurate. Even small errors, or lack of sufficient documentation of your disability, can lead to your claim getting stuck or rejected.

Getting Help Early in the Process Is the Key

Talk to an experienced Charlotte social security disability law firm about your options. A little accurate knowledge can inoculate you against problems that affect all too many beneficiaries. Getting clarity on your situation can reduce your stress. When we don’t understand what our future might hold – when we operate from a knowledge deficit – we stress more and make rash decisions that doom our quest. Clarity is the key to handling your claim and managing the diverse problems associated with your injury/illness.

3 Signs You Need Help from a North Carolina Social Security Disability Law Firm

November 15, 2012, by Michael A. DeMayo

If you’ve been dazzled or confused about the Social Security Disability system, a specialized North Carolina law firm might be a great ally in your quest for justice and fairness. Certain people need legal help more than others.

Here are 3 signs that you likely should get legal help ASAP:

1. Your initial attempts to get compensation have backfired.

Maybe you failed to understand eligibility requirements. Perhaps your claim was denied because you poorly executed your paperwork. Or maybe there is a deeper, more subtle reason that a well-equipped law firm can surface and resolve.

2. You’re disorganized — unable to track critical calendar reminders.

Especially in tricky cases — involving claim denials and stringent eligibility requirements — you could be at risk of making a critical error or omission. Many Charlotte Social Security Disability claimants (or would be claimants) are exhausted, emotionally overwhelmed, physically, and even cognitively impaired. If you have any of those problems, you can benefit from talking to a strategic law firm.

3. You’re unaware of mission critical legal or filing guidelines, eligibility requirements, etc.

Unfortunately, in the “game” of Social Security Disability and Supplemental Security Income, what you don’t know can hurt you. Theoretically, the system should be navigable even by uneducated, fatigued, and unsavvy citizens. But in practice, the SSD bureaucracy is complicated, and you may benefit hugely from good guidance.

Whether you retain the services of the DeMayo Law team or not, consider seeking legal help with your case, particularly if you face any complex or uncertain issues. “Complexities” often emerge only after you’ve started down the process.

Why It’s Important to Find Good Help Now — Not Later

Your ability to obtain appropriate benefits can have profound ramifications not only in terms of your ability to keep your house, get good medical care, and control over your finances, but also in terms of managing your overall state of mind during these challenging times.

What Reddit Can Teach You about How to Maximize Your North Carolina Social Security Disability Claim

November 8, 2012, by Michael A. DeMayo

The online social community Reddit has ìup votedî its way into the zeitgeist. Whether you’re filing a North Carolina Social Security Disability claim or simply struggling to figure out what to do after an injury or illness that’s knocked you out of work, odds are that you’ve spent some time on Reddit (or similar sites) distracting yourself from your painful reality. It’s fun to laugh at cats doing odd things, trade conspiracy theories, and engage in needless banter (or trolling) with other anonymous Reddit users.

But can Reddit’s existence tell you anything meaningful about how to be a better Social Security Disability claimant?

Perhaps. Here are three takeaways.

1. Our problems are more alike than we realize.

The interesting thing about Reddit is how it exposes the hopes, fears, tribulations, etc of people from around the world. What makes people laugh? Well, according to reddit: cats and also weirdly doctored pictures of Nicolas Cage and the so-called overly attached girlfriend (OAG). What makes people really angry and impassioned? Debates about whether God exists or not. Etc.

You may think that your particular problems with Social Security Disability are so out there or unique that they are insoluble. But that’s almost uncertainly not the case. Almost certainly, your situation is more average – even boring – than you realize.

2. A team of impassioned individuals can often achieve far more than even the most committed single individual.

If you’ve ever checked out some of Reddit’s AMAs (Ask Me Anythings) – during which special guests answer a flurry of questions from the Reddit community – you will notice how wide ranging and passionate the discussion can become. When people are truly committed about a topic, they can often surprise even though the world’s foremost experts on it. That’s why it’s helpful to have a North Carolina Social Security Disability law firm, such as the team at DeMayo Law, to analyze your situation to come up with the new and better ways of approaching it.

3. The cream rises to the top.

Yes, sites like Reddit are full of ìinjusticesî – just like the Social Security Disability system isn’t always fair. However, in general, at least according to most observers of the social media site, ìgood stuffî gets up-voted to the front page, while ìbad stuffî gets down voted into oblivion. Likewise, legitimate Social Security Disability claims in general can succeed, while scammy or illegitimate or poorly assembled claims get denied.

To metaphorically “up vote” your claim, get in touch with the team here at the Law Offices of Michael A. DeMayo today for a free consultation.

Social Security Disability in Charlotte: Missing the Forest for the Trees

September 27, 2012, by Michael A. DeMayo

It’s hot out. What are the implications of this crazy weather for the debate over Social Security disability in Charlotte and elsewhere?

If you live in Charlotte, and you’re struggling with Social Security disability issues, your concerns are probably narrowly focused and centered on yourself and your situation. And this is as it should be. You might have a serious medical problem that needs immediate care. You might have serious financial headaches that need to be quelled. And so forth.

But “bigger picture” concerns lurk, and if you fail to attend to them – that is, to see your struggle in a larger context – you could make less than strategic decisions.
It’s easy to miss the forest for the threes – to mindlessly go along with the herd – when you’re analyzing your North Carolina Social Security Disability situation.

It’s easy to make conventional mistakes that could cost you dearly and blunt you from obtaining proper compensation and managing the new chaos in your world.

We all demonstrate what psychologists call conformation biases. That is, we tend to interpret evidence that comes into our world as confirming what we already “know” is true. This happens even when we confront conflicting data or obtain dubious results.

Consider, for instance, the question of anthropomorphic global warming (AGW). Without getting too much into the science – or getting too political! – it’s interesting to note that this summer has seen a spate of extremely high temperatures across United States.

We’ve seen record-breaking heat here in North Carolina and elsewhere. Advocates of the conventional global warming theory – which argues that man-made CO2 emissions have exacerbated the Earth’s greenhouse effects, changing the climate and making the earth hotter – quickly seized on this evidence to augment their case that global warming is, indeed, occurring.

Whether the advocates are correct or not remains to be seen. But the point is that, if you look at other data regarding the climate, many of these data challenge conventional global warming models, or even significantly undercut them. But you will never read about these “contrary” data points in the headlines, unless you’re already skeptical and thus looking for them.

In generally, you will generally only “see” evidence that seems to confirm your opinion on any given subject.

If the subject is something you have no vested interest in – or that’s way beyond your personal control, such as the earth’s climate – then your confirmation bias (or lack thereof) is not a big problem. But if you “go with the flow” regarding certain ways of approaching your Charlotte Social Security Disability case, you could inadvertently cripple your chances of success.

The way out is to find well-versed, success-proven guides to help you navigate the labyrinth of our federal Social Security Disability program. The team here at DeMayo Law can help you do just that. Get in touch with us today for a free case evaluation, and let us help you try to maximize your benefits and peace of mind.

An Unspoken (But Important) Truth about North Carolina Social Security Disability

September 20, 2012, by Michael A. DeMayo

One of the great tragedies of the North Carolina Social Security Disability system (and indeed government benefit systems the country over) is that many sick and injured people work under the assumption that there is someone or some institution that’s emotionally interested in your success. But there’s not.

This observation is not meant to be cynical.

Obviously, there are many good, warmhearted people who work in the Social Security Disability bureaucracy, and one could document thousands, perhaps millions, of small acts of kindness committed by healthcare providers and others “in the system.”

But the gaping unspoken truth is that we are all in this alone, together.

Yes, your physician may be personally invested in you. Yes, you can obviously lean on legal resources, such as the team at the Law Offices of Michael A. DeMayo, for practical, thorough help with your Charlotte Social Security Disability questions and much more. But the journey from sickness to health – from financial trouble to financial solvency – can be a lonely, exhausting, surprisingly challenging trip, indeed.

Why is it important to talk about how lonely and challenging this journey can be?

Well, it’s important because, when you operate under the assumption that there is someone or some institution looking after you, who is going to be more invested in your success than you personally will be – then you may take a too-passive role in your own care.

This can be dangerous.

It can be dangerous because you might, for instance, assume that your doctor’s office did not call you back for an appointment because “they realized you’re a-ok”… when in fact, a clerical error was to blame, and you really do need to go back to the doctor to change your medication or whatever.

Taking personal responsibility in your condition is very different from accepting culpability!

For instance, you may have gotten sick or injured at work or slammed by a series of financial catastrophes – that’s in no way your fault, and anyone who would try to make the case that it was would be not only presumptuous but also wrong.

On the other hand, personal “responsibility” is different.

Even when you’re waylaid by an injury or illness or fatigue or financial trouble – or all of the above – the degree to which you can exert agency over your situation will not only nicely predict your ability to conquer your problem but will also predict your degree of happiness with the outcome. When we exert agency – even if we’re constrained by multiple factors – we tend to feel more motivated and more persistent, and we tend to succeed more often.

So let go of the idea that there is a person or institution who will care more about your fate than you will, and understand that we are all in this alone together. Just by recognizing that truth, you should feel more motivated and more positive about what you might be able to do.

Obama’s Post-Convention “Bounce” and Your Charlotte Social Security Disability Journey

September 13, 2012, by Michael A. DeMayo

It’s your mission to collect Charlotte Social Security Disability benefits.

Whether you contracted a terrible illness that’s knocked you off your feet or you suffered a serious injury that’s waylaid you, you just want “the system to play fair.” This is totally understandable. But if you’ve been obsessing over the details of the North Carolina Social Security Disability system – reading about the benefits program for hours online, chatting with other sick and injured folks on web forms, scouting law firms, like DeMayo law, for possible help – then you may be falling into a kind of trap.

The trap is a classic one: missing the forest for the trees.

To illustrate this, let’s just take a look at the political pundits’ analysis of the GOP and Democratic conventions. According to ace pollster Nate Silver of the New York Times, President Obama saw a small but definitive “bounce” in his poll numbers following the two conventions. This observation sparked a cascade of reactions in the political blogosphere, ranging from hand-wringing among Republicans, who worry that Romney is not waging an A+ campaign, to cautionary enthusiasm among Democrats.

Speculation can be useful, obviously. Just as detailed researching about SSD can be, as can reading stories of successful beneficiaries.

But there is a limit to how much any trend can tell us.

Just like there is a limit to how much “detailed research” can illuminate and resolve our concerns.

After all, polls are just polls, trends are just trends, and stories are just stories.

To make more sensible progress – and draw better conclusions – you need to look at the bigger picture as well as the little details. When you ask bigger picture questions, you tend to frame your struggles differently and to identify different resources and new ways of thinking about your challenges. For instance, instead of getting mired in the details of “how much am I going to collect from Social Security Disability?” you might frame your crisis in more general terms:

•    What do I want my life to look like six months, a year, five years from now?
•    What’s my number one priority – if I had to choose just one thing – for the next year?
•    What’s the minimum amount of money or help that I need to achieve that one outcome?

Thinking on this grander scale can help you break free from the tedious minutia that throw us off-track and get us revved up for nothing. For instance, if your main concern isn’t milking the benefits program for a maximum dollar amount but rather recovering from a serious back injury, then the lion’s share of your time, resources, and energy need to go to that problem.

Obviously, you can and should fight hard for your benefits – the team here at DeMayo Law can help with that – but if your primary concern is to heal your back, researching about the future of federal benefits programs is not going to get you there fastest.

The moral is this: Understand the purpose of your quest – before you get into the nitty gritty – whether the quest is for benefits, better health or a good Charlotte law firm.

Surviving the Charlotte Social Security Disability Journey: Doing “The Last Thing You’d Ever Do” to Survive

August 30, 2012, by Michael A. DeMayo

You’re facing a seriously desperate financial, medical, and even emotional situation, and you need North Carolina social security disability benefits to help make ends meet, pay doctor’s bills, and provide a buffer against the instabilities of your world. Truth be told, you have so many different and diverse “issues” in your life right now, it’s hard to know where to start. At the same time, you also have standards about what you will and will not do – values and other “rules of thumb” that help you govern your life and organize the chaos.

In times of trouble, it’s more important than ever to stick to your values.

All that being said, if you’re in a situation where you really need social security disability benefits or supplemental security income, you really need to start thinking creatively about how you can meet your needs with minimal resources.

First of all, given the limits on your time and energy, you might find it worthwhile to utilize a North Carolina social security disability law firm, like DeMayo Law, to make the process work for you.

Beyond that, however, you might want to brainstorm ways to more resourcefully meet your challenges. This might mean breaking some of the rules that you’ve set for yourself – either consciously or unconsciously – or at least testing them to see if there is any wiggle room.

For instance, maybe you and your sister had a falling out 20 years ago, and you “swore to yourself” that you would never speak to her again for the rest of your life. Your sister is well off financially, and if you hadn’t ever gotten into that fight, she would likely be a huge support for you right now. She and her husband might even offer you a place to stay while you recover, etc.

If something like that were the case, it would behoove you to test the rule that you made up 20 years ago. Is holding the grudge really worth needlessly putting yourself through extra struggle? Depending on your situation, it might be! But now is the time to go through your problems and examine how you might creatively solve them or get around them.

What the Search for Exo Planets Can Tell Us about Your Quest for North Carolina Social Security Disability

August 16, 2012, by Michael A. DeMayo

Twenty years ago, the world’s top astronomers hotly debated whether there were other planets in the Milky Way galaxy outside our own solar system. Today, thanks to new techniques and telescopes, “planet hunters” have documented hundreds of planets outside the solar system planets (“exo planets”). This radical shift forward holds important lessons, if you or someone you care about needs social security disability benefits in North Carolina or elsewhere.

In this article, we will take a brief tour of the exo planet hunting journey… and tie these exciting discoveries back to your quest for benefits.

Finding planets outside of our own solar system is devilishly difficult.

Stars in the sky are so far away that they appear to our eyes like points of light. The closest non-sun star to earth, Proxima Centauri, is over 24 trillion miles away! So trying to find planets revolving around these distant fiery objects requires an unbelievable amount of precision.

But researchers ultimately honed techniques to zero in on these dim planets. One of these involved very carefully measuring the light around distant stars to look for something called occlusion. In other words, the light from a star may dim for several hours or days as an object, such as a nearby planet, passes between the star and our vantage here on earth. Using this method and others, astronomers managed to find planets. In fact, our techniques have gotten so good that we’ve found entire solar systems around other stars – and we’ve even managed to finally take an actual picture of a large exo planet, some 20 odd light years from earth.

What The Scientific Advances Mean For Your Quest For Benefits

The idea that the planets could be found and photographed was dismissed by some of the most respected minds in the institution of astronomy. But slight improvements in technology and processes have led to remarkable results – and a paradigm shift among these experts.

Likewise, your situation might seem financially, physically, or emotionally untenable right now. You might feel overwhelmed and miserable – as if your life will never “get back together.” But with slight improvements in your methods, processes, and resources, you might make surprisingly remarkable progress. For instance, the right rehab specialist and physician can potentially help you recover from your back injury or illness. A powerful law firm, like the team here at DeMayo Law, can help you navigate the Charlotte social security disability bureaucracy better and lock down a fair benefits amount. And so forth.

The moral is: persistence can often pay off, especially when that persistence is linked with a critical focus on a key objective. Strive for incremental improvement and for getting the right people and resources in place.

While Your Charlotte Social Security Disability Quest Has in Common with Michael Phelps’ Quest to be the Most Decorated Olympian Ever

August 7, 2012, by Michael A. DeMayo

At first blush, you may not put yourself in the same category as elite Olympian Michael Phelps. After all, you’re struggling to tap North Carolina social security disability benefits and other help to manage your finances, business, medical costs, etc. Meanwhile, Michael Phelps just retired at the age of 27 in tip-top shape as the most decorated Olympian in the history of the world.

However, you and Michael Phelps actually have more in common than you realize.

As a Charlotte social security disability beneficiary (or would-be beneficiary), you face difficult odds on many levels. Your resources are limited. Your time is limited. Your energy is limited. Michael Phelps faced all those constraints, by the way, as he trained for his various Olympic runs. But he managed to overcome them in high style. How?

The answer boils down one word: Focus.

When you have a very, very clear vision of what you want to achieve in mind, you can easily leverage all sorts of resources in your life to help you achieve your ends. Just as important – perhaps even more important – you will have an easy mechanism to screen out “stuff” that might distract you. Getting distracted is a big problem if you lack a powerful focus pulling you towards success. Michael Phelps, for instance, developed a focus – rather, a series of sequential focuses – that helped him to train precisely, pick his battles, husband his resources, etc. He didn’t just dive into an Olympic size pool on day one and beat the pack. He methodically improved over time based on the clarity and intensity of his focus.

So too can you improve your journey towards wellness and financial health.

The problem is that focus does not come naturally to most people. We live in an age where everyone and his brother has advice, even on topics as arcane as North Carolina social security disability. There is too much information for us to sort, even if you had all the time in the world and all the mental and physical energy to make better decisions – which most of us obviously don’t have.

One useful way to shortcut this information overload problem is to find people or resources who have succeeded in the past in the precise quest that you are on right now.

In other words, if you want to be a great Olympic swimmer, you probably want to talk to great Olympic swimmers and the trainers of those swimmers.

If you want to be a great chef, you want to read about the journeys of the great chefs and how they learned and how they trained, etc.

Likewise if you want to be a successful North Carolina social security disability claimant, you want to find and cultivate resources that can help you become that.

So instead of focusing on everything that’s gone wrong in your life, focus on what you want to achieve now. What’s past is past. It cannot be changed. Michael J. Fox’s DeLorean from Back to the Future does not exist. But we can move forward. And the way to move forward is to accept what’s true now in your life, to identify where you want to be, and then to come up with ways to bridge the gap between what’s true now and what you want to be true later.

The social security disability law firm at DeMayo Law is here to help you make progress on all elements of that challenge.

A Magical Fix for Your North Carolina Social Security Disability Benefits Problems?

August 2, 2012, by Michael A. DeMayo

Search around for help with your social security disability benefits in North Carolina or elsewhere, and you will be inundated with brilliant-sounding advice from highly credentialed people who’ve apparently achieved major success – either for themselves or for their clients.

If you just went off your Google research, you’d almost certainly come to develop a belief that getting benefits is relatively easy – as long as you buy xyz product!

Look: truth be told, there are good systems and bad systems – proven processes and unproven processes – for handling the flotsam and jetsam of your benefits quest.

Your odds would likely increase, for instance, if you retained a good law firm, like DeMayo Law here in Charlotte, to help you navigate the confusion. But understand this. Your problems are complicated. There may not be a one-size-fits-all solution for you – or even a one-size-fits-all solution to part of your problems.

An Integrated Approach – Incremental, Goal-Oriented, Purpose-Driven

The average person who needs social security disability is sick, injured, demoralized, bereft of good support, confused, and overwhelmed.

If you fit that mold – or someone you care about fits that mold – your drive to try to “solve it all at once” will no doubt be intense. You want to make the pain go away – now. But understand that your problems likely did not just explode on you over the course of a single day. They developed over time. Even if the “event” that touched off your current crisis was an acute event – i.e., it happened “out of the blue” – odds are some aspects of your financial or physical or emotional foundation were shoddy well before that event occurred.

To extract yourself, play the long game. Focus on the purpose of your social security disability benefits quest as opposed to the specific outcome that you want to achieve. By working from purpose – as opposed to a vision that lacks purpose – you might find shortcuts to satisfy your needs that require less time and effort.

For instance, say what you really need is a guaranteed place to live over the next five years. Maybe you’re facing foreclosure or another financial crisis. Rather than “bet the farm” (perhaps literally) on your ability to collect benefits, you could search for an alternative living arrangement. For instance, maybe a brother or cousin could offer to take you in while you recover. This way, you can still go after your benefits, but you no longer will feel compelled to get them “or else”.  Your more relaxed posture will actually help you be smarter and more strategic (as opposed to desperate and tactical).

Of course, you also do want to vision out an ideal outcome. The clearer the vision you have for success, the better.

Lastly, strive for incremental, measureable progress as opposed to “getting it all done at once” – that way you can give yourself “wins” and work towards a better future methodically.

Social Security Disability Benefits: Do You Really Need Them?

July 31, 2012, by Michael A. DeMayo

It might even sound odd for a prominent North Carolina social security disability law firm, like DeMayo Law, to suggest that you might want to think carefully about whether to pursue government benefits, like Social Security Disability or Supplemental Security Income.

But stop and ask yourself: do you need government help?

Have the courage to ask this question. To deal effectively with a medical or financial problem, you must strive to cultivate your own resourcefulness. Obviously, if you’re really sick or injured — or if you’ve been tackled by a variety of horrific obligations and/or bad life events — you need a safety net to pull you back to equilibrium.

On the other hand, it can be all too easy for would-be beneficiaries to give up control over their fate. To pass off the responsibility for success to some other party, agency, government bureaucracy, etc.

When you hand over your fate like that, you empower other people… and disempower yourself.

Once you begin to believe that it’s someone else’s responsibility to “take care of you” – you then in some sense lose a certain capacity to take care of yourself.

So what mindset do you possess? Do you have a “resourceful” perspective or not? If not, why not?

Whether or not you ultimately go after Charlotte Social Security Disability benefits, you need to be thinking in terms of “what can I do to make my situation better/easier/more livable?” Because there is no one who is going to be more interested in your outcome than you. At the end of the day, you are living your life – no one can live it for you.

So take time to introspect and ask yourself questions like:

•    What can I do to eliminate some of my financial burdens?
•    How can I slash my budget to make my financial life easier?
•    What information do I need to get next to deal with my injury/illness?
•    Who can help me figure out what needs to be done?
•    What are the real constraints holding me back in my finances, life, work, relationships, and personal development?

Changing your mindset to become a more self-reliant and self responsible person is never easy – particularly if you face a major and urgent medical crisis. But there may be no more crucial time to acquire this mentality.

In some ways, the ideal situation is somewhat paradoxical: you want to accumulate resources to help you deal with your problems – on the other hand, simultaneously, you want to cultivate a capacity to “do things on your own.”

For help planning your next steps, connect with the Charlotte Social Security Disability law firm of DeMayo Law for a free case evaluation.

Justice Roberts’ Surprising Move: Lesson for Your Social Security Disability Benefits Dilemma

July 26, 2012, by Michael A. DeMayo

Last week, in a stunning turn of events, Supreme Court Justice John Roberts – a Bush appointee – threw his vote in with SCOTUS’ “liberal wing” to save Obamacare by a five to four vote.

Roberts’ shocking decision threw conservative opponents to Obamacare for a loop. The reversal neatly illustrates a deep and powerful truth that can help you, if you or someone you care about is searching for a resolution to a North Carolina Social Security Disability problem.

Rather than dissect the Obamacare case – which is extremely intricate and obviously very politically charged – let’s focus on the most salient detail about the court’s ruling: very few people – including close case watchers – anticipated that the vote would happen as it did.

Most SCOTUS watchers focused on which way Justice Kennedy (the typical “swing vote”) would go. Would Kennedy side with the liberals or the conservatives? According to close observers of the case, Justice Kennedy had clearly been leaning towards the conservative wing.

Few anticipated that Roberts would “abandon” his conservative colleagues.

And this holds such an important and deep lesson! The lesson is that often the experts – the brilliant people who closely analyze a situation – can miss major clues about an outcome. Of course, in the aftermath, many insiders have gone on the record saying that they predicted that this would happen “all along”.

But really, what they are doing is reinventing their own narratives. Beware: this happens throughout life in different domains. Very few people anticipated that Al-Qaeda would attack the World Trade Center on September 11, 2001, for instance. And very few people predicted that we would see a massive recession and the collapse of institutions like Lehman Brothers in 2008. Yes, sure, there were some accurate naysayers. But the experts’ record predicting at big events is generally not so great. Only “after do the fact” do they — and we — construct stories in our minds that make it seem is if these events were “inevitable.”

Here’s the bigger point. If the experts’ record at predicting the future is not so great, what might that mean about your own ability to predict the future? Assuming that you are not an expert in North Carolina Social Security Disability benefits, how accurate do you think your vision of how your case will play out might be?

This isn’t to say that you should abandon the advice of experts! Indeed, good resources, such as the team here at the Law Offices of Michael A. DeMayo, can often help you solve problems that otherwise seem insolvable.

The bigger takeaway here is that your outcome may be less certain than you realize.

This is both good news and bad news. If you are a pessimist who believes that you are never going to get benefits — or that this may take months or years to settle — there is a likelihood that you are wrong. Conversely, if you think that your situation is simple — that it will only take a few days or few pieces of papers to sign — you also might be wrong. Embrace the uncertainty of your situation, and you will feel better and more prepared to handle whatever comes your way.

A Fairytale North Carolina Social Security Disability Ending

July 17, 2012, by Michael A. DeMayo

Who doesn’t like to believe in happy endings? If you or someone you care about has recently gotten a terrible diagnosis or has suffered an injury at work or elsewhere, you are probably hoping for a fairytale solution to your North Carolina social security disability problems.

It’s easy to understand why one might crave “bolt from the blue” assistance.

Practically nobody fully anticipates all the problems that come with being suddenly sick or injured. And even if your illness developed somewhat slowly – e.g. you’ve been struggling with fibromyalgia or chronic arthritis like symptoms for years before the pain got so bad that you couldn’t work — odds are that you’ve entered a new domain of intensity and diversity of problems.

These issues likely range all over the place and include budget problems, health issues, concerns about people under your care, worries about your career legacy and otherwise.

What the cynics will tell you.

The cynics will underline the difficulty of your journey and the potentially long odds against your success in various domains. For instance, if you are in your mid-60s, and you’ve had to quit your business due to a chronic condition like advanced diabetes, you will never reboot your career. So you need to play conservative with your money and time from here on out.

The cynics will use numbers and statistics to hammer home their points.

Why it’s important to believe in fairytales – but not to be a Pollyanna about it, either!

There is a reason why little kids love to imagine themselves as princesses, rock stars, and the like. It’s a very human reason. We need positive fantasies to fuel real world motivation. Even if we never reach the ideal – e.g. become an astronaut, win a noble prize, win first place in a marathon, etc – the positive vision fuels us to achieve self betterment.

What this means in a practical sense is that you can and should spend time envisioning a perfect, ideal solution to your North Carolina social security disability benefit situation. Taking the example we mentioned earlier … imagine that our 60 something year old developed a positive vision, in which he started his own company based on a hobby (e.g. woodworking) and started selling wares via the web.

Maybe he might not make a fortune doing it. He might not even succeed! But this positive vision would almost certainly spur him to take good action – to take better care of himself, to fight harder for his benefits, to live for something beyond that nihilistic vision of “play conservative from here on out.”

Getting the help you need to increase the likelihood of your fairytale coming true.

The team here at the law offices of Michael A. DeMeyo has a rich and diverse history of helping individuals who need benefits – and the caregivers of those individuals – solve, fight and win myriad battles. Find out more about us online, or call us today for a free consultation.

Over 20% of North Carolina Social Security Disability Benefits to Be Cut??

July 12, 2012, by Michael A. DeMayo

In just four years, Social Security Disability benefits in North Carolina and elsewhere might be slashed by a dramatic 21%, according to a new report from the National Center for Policy Analysis.

That’s not the only stark news. Another study, conducted by the Organization for Economic Co-operation and Development (OECD), looked at over two decades’ worth of unemployment data; it found that Social Security Disability applications in North Carolina and elsewhere spikes by 10% whenever the unemployment rate goes up by just 1%.

Needless to say, conservative pundits and others who have serious reservations about the feasibility and structure of our nation’s entitlement programs are up in arms about the statistics. According to reports, eventually these programs will have to make concessions somewhere, and SSDI recipients will be among the first to see shrinkages.

Per projections, if Congress does nothing to change the trajectory or structure of these programs, by the year 2033, benefit cuts will need to be slashed by 25% across the board.

These numbers are scary, and the policy analysis can be incredibly “doomy and gloomy” – not exactly the optimism inspiring news that you need to get you through the day, if you’re dealing with back pain, a mental disorder, or a disease or physical ailments. You alone obviously cannot change behemoth institutions like SSDI – or even really understand in depth the philosophies critiquing and supporting the SSDI project.

Concentrate on what you can control and “let go” of stuff that you can’t control.

Your time, energy, and mental stamina are limited. You need to be focusing all your efforts right now on achieving a positive outcome for you and your family. That doesn’t mean burying your head in the sand with respect to these larger issues. But it does mean you need to focus.

Based on your current diagnosis and financial situation, what’s an ideal outcome for you? Get specific about how much money you need. Where do you want to live? How do you want to feel a year from now? Put your energy into mentally designing solutions and an ideal future. And then work on acquiring resources to help you turn that vision into reality.

For instance, the team at Michael A. DeMayo’s Law Offices is here to help if you have North Carolina Social Security Disability questions.

What Should Happen to a Same-Sex “Second Parent” Regarding His Or Her North Carolina Social Security Disability Benefits?

July 10, 2012, by Michael A. DeMayo

In May, voters in North Carolina approved a Constitutional amendment prohibiting same-sex marriage. But the ban has not stopped six same-sex couples from striving to protect their civil rights and ensure North Carolina Social Security disability benefits (and other benefits) for their children.

The lead plaintiffs in the case, Marcie and Chantelle Fisher-Borne, have argued that the ban on second parent adoption is unfair to children involved, because it prevents these children from collecting benefits from the second parent – such as veterans, life insurance, health insurance, and Social Security Disability.

According to NC law, step-parents are afforded these rights – that is, they can adopt. But back in December 2010, the NC Supreme Court reversed unmarried second parent adoptions, despite the fact that Washington DC and 20 other states allow the gay or lesbian partner of a legal parent to adopt.

This is obviously a morally and legally hotly contested issue in the Tar Heel State and elsewhere.

It’s useful to bring up this situation, however, and because it illustrates a critical point that many other pieces on North Carolina social security disability miss – which is that SSD benefits (or lack thereof) are just a component of a larger package.

In other words, your quest for benefits does not exist in a vacuum. There are other financial, medical, and relationship-related issues that you’re managing simultaneously. To the extent you can view your financial situation as one big system – as opposed to getting obsessed with the discrete elements of that system – is the extent that to which you should be able to find shortcuts to success.

For instance, let’s say that, even after working with a trusted and experienced law firm, like the team here at the Law Offices of Michael A. DeMayo, you’re still unable to secure the benefits you want.

If you can see your quest in context, perhaps you can find other ways to meet your financial needs. For instance, maybe you can reduce your expenses or rely on a relative or friend to help you manage some of your struggle. The broader and more diverse the context of your quest, the more opportunities you will have to succeed.

Sobering Statistics about Social Security Disability in North Carolina and Beyond: Are We Spiraling into Disaster?

July 5, 2012, by Michael A. DeMayo

There is no shortage of critics of Social Security Disability in North Carolina and elsewhere.

The government benefits program is growing every year, and there are fewer and fewer people in the workforce to deposit money into the system.

Consider, for instance, Bureau of Labor Statistics from early 1990s, which ID-ed 120 million working Americans and 3,330,000 workers on federal disability. Back in 1992, there was basically one worker on disability for every 36 people working.

Fast forward 20 years later, to May 2012: 142 million Americans were employed, but 8.7 million workers were on disability. That’s nearly 2 people on disability for every 36 people working! P

The SSD program is funded by a payroll tax that workers and employers both pay into, at a rate of 1.8%. But despite all that income, the trust fund that supports SSDI has run a deficit for fiscal year 2009, 2010, and 2011 – and that deficit is growing every year.

What should you do, if you or a loved one needs benefits money to pay bills, get care, and generally keep your financial head above water?

If you’re worried that the crush of people in line for disability benefits might impede your chances, you might just be right.

Per the rules of Social Security Disability, you can qualify for benefits if you are unable to do the work you did prior to getting hurt/sick, can’t adjust to other gainful employment due to your illness/injury, and your disability is slated to last 12+ months or until your death.

Demonstrating that you are qualified can be tricky in and of itself. There may be an array of hidden obstacles along your path towards getting fair benefits and making the most of them. Empower yourself by getting a free and thorough consultation with the experienced team here at the North Carolina Social Security Disability law firm of DeMayo law.

Charlotte Social Security Disability: Knowledge is Power…Or Is It?

June 19, 2012, by Michael A. DeMayo

Whether your doctor just diagnosed you with a scary, long-term illness, and you’re just beginning your quest for Charlotte social security disability benefits – or you’re farther along on the journey – you probably have been told something along the lines of the following:

“To make the most of your benefits — to ensure a maximum result with minimal effort — you need to educate yourself about the social security disability system.”

Of course, the team here at the law offices of Michael A. DeMayo agrees with this general principle. On the other hand, we also want to identify and alert you to a potential problem that “self education” can create.

That problem is sneaky, it’s not often talked about.

“Knowledge is power” is true… but only sometimes, and the power can be “double edged.”

Discussions about the nature of knowledge can easily turn into rambling conversations about epistemology and philosophy, and you obviously want answers and actionable help – not speculative philosophy!

But it’s important for us to discuss what knowledge actually does for us – and what it doesn’t do.

Knowledge can empower, in that when you know the rules of the game, you can often get results faster. This is why an experienced North Carolina social security disability law firm can often solve benefits-related problems that flummox “ordinary folk.” When you know how the system generally works, how to make insurance companies behave, how to talk to your doctor, and how to deal with setbacks, you are “empowered” in the sense that you can get a better likely outcome.

On the other hand, the wrong knowledge can actually take you in the wrong direction!

Being represented by a bad law firm, for instance, can often be worse than being represented by no law firm at all.

If you misunderstand a certain tactic – that is, if your knowledge is only partial instead of zero – you may take over confident measures that can get you in trouble. It’s like… a small child has no knowledge about how to drive a car, and so that child is not dangerous. But a teenager who just got her driver’s permit — who has some experience but not much! — can be quite dangerous.

Finally, too much knowledge is dangerous for other reasons. We need to filter what knowledge is important, what knowledge would be nice to know but not essential, and what knowledge we can ignore. Otherwise, we get overwhelmed and stressed.

This article is not meant to dissuade you from self-educating. Rather, it’s intended to highlight the importance of good guides.

Law Offices of Michael A. DeMayo Offer Free Book for Accident Victims

June 11, 2012, by Michael A. DeMayo

This post is an invitation for readers to download Attorney Michael A. DeMayo’s book, Carolina Injury Law: A Reference Guide for Accident Victims FREE from the DeMayo Law website. Michael DeMayo wrote this book as an introduction to personal injury law for victims of devastating accidents.

Although the book provides an in depth look at Carolina injury law, it is written with the average person in mind. It presents basic concepts someone without any legal experience can grasp. The book also functions as a reference guide for those who are only slightly injured and plan to handle their claim without legal representation.

As DeMayo or any personal injury attorney will tell you, there are many instances when someone is slightly injured in an auto accident, they go to the hospital, get treated, and go home to heal. Although they might not need an attorney to represent them, they will still have to deal with an insurance company for damages.

In this type of situation, a layperson with no legal training is pitted against a business whose bottom line is making money, not giving it away. Although average citizens certainly can and do effectively handle accident and injury claims themselves, there are various “do’s” and “don’ts” that will make a huge difference to the outcome.

At the Law Offices of Michael A. DeMayo, we frequently hear of cases “gone wrong” when an average person with no particular knowledge of injury law or dealing with insurance companies find themselves on the losing end of an accident settlement. We hear of victims innocently making the wrong decision, or no decision – much to their own detriment.

Accident victims have many unanswered questions and are forced to make decisions without the necessary information. These decisions can adversely affect the amount of damages they may receive, if they don’t know the correct decision to make. Carolina Injury Law strives to give people the information they need to make the best possible decisions.

If you’ve been in an accident and want to know what you are about to face, the book presents a general overview of the process that goes into motion the minute you are injured in an accident along with a step-by-step explanation of the settlement process.

However, Michael A. DeMayo wants to make it clear that although the book is a helpful and comprehensive reference manual, it will not give you a legal degree or cover every possible circumstance. In cases of serious injury, you are still better off hiring a personal injury attorney with experience in the type of injury you have suffered.

Carolina Injury Law was written for you!

We invite you to take full advantage of this book if you’ve been in an accident and have questions or concerns. You can download it FREE or if you prefer reading a real book that you can hold in your hands, it is available for purchase on Amazon.com.

If your situation is such that you can neither download this reference guide or purchase it from Amazon, we invite you to contact our offices for a complimentary copy.

Michael A. DeMayo Scholarship Program a Powerful Reward for Initiative, Intelligence and Community Service

May 28, 2012, by Michael A. DeMayo

North Carolina Attorney Michael A. DeMayo is a strong proponent of something that was never taught in law school – giving back to the community. His firm’s signature program, Arrive Alive! Don’t Drink and Drive was just presented for the tenth consecutive year in a row to local area high school students.

When asked why the Law Offices of Michael A. DeMayo got involved with this issue, DeMayo responded, “Our office deals with alcohol based tragedies almost every day. Our goal is to do whatever we can to prevent these tragic, life shattering accidents from occurring. It’s our hope that teenagers will see the kind of consequences that can result from even one poor decision, and decide to make smarter decisions that will save their lives.”

In conjunction with this initiative that seeks to prevent the tragedies that occur due to underage drinking and driving, the 2012 Michael A. DeMayo Scholarship Program awards were handed out as well. Fifteen excited high school seniors were each awarded $2,500 scholarships to assist with their college education.

The scholarship program is open to any high school seniors in the 23 counties served by the Law Offices of Michael A. DeMayo. This includes eighteen counties in North Carolina and five in South Carolina. DeMayo is proud to report that his firm has bestowed $237,500 in scholarships to 97 intrepid, hard-working and civic minded seniors since the inception of this program in 2003.

Click here for a full list of counties eligible to participate in the scholarship program.

The students vie for this coveted scholarship award with a combination of their own community involvement and a personalized presentation that they develop. Its focus is to highlight the dangers of underage drinking and encourage fellow students not to drink and drive. This presentation can be in the form of a PowerPoint presentation, a video, a brochure, a website or an essay. And last but hardly least, grades and SAT scores are taken into consideration.

Since this generation of teens is so tech-savvy, Michael A. DeMayo was not surprised to see the presentations come in the form of infographics, professional looking websites and cutting-edge videos, along with the time honored student tradition of essay work. They directly tackle the issues that face them, including peer pressure and even how the scourge of drunk driving has already impacted their young lives.

We want to give a hearty and heartfelt shout-out to these fifteen young adults for their outstanding effort and initiative!

Our kids are one of our society’s greatest resources, and perhaps our greatest hope for ending the plague of drunk driving on our nation’s streets and highways. Please help us honor these kids for their efforts in this vital area by checking out their fantastic presentations.

For more information on these programs, or the work of the Law Offices of Michael A. DeMayo, please contact us today.

 
 

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