When North Carolina Social Security Disability Money Seems Out of Reach…

March 27, 2012, by Michael A. DeMayo

If you’re struggling to secure Social Security Disability benefits in North Carolina or elsewhere, you probably feel like you have a lot in the line. You probably spend a fair amount of time thinking about how much you need the money, ruminating about what you’ll do with that money, and “catastrophizing” about what you’ll do if you don’t get enough benefits. You can get so caught up in both the hopes and the fears – the hopes that achieving your SSD goals will liberate you somehow and the fears that not getting that money will be your downfall – that you can lose perspective and make irrational, careless decisions.

As important as the money could be for you, it’s critical that you moderate your thinking about the subject. Business theorists have shown, again and again, in different arenas that success or failure at any endeavor – including financial management – is almost never caused by a single action. Instead, it’s an ongoing process of either getting better or getting worse – either moving closer towards your goals or moving away from them. This isn’t to say that there can’t be enormously powerful events that can rocket you forward or create a massive obstacle in your way. And perhaps your North Carolina Social Security Disability challenge is one of those crucial turning points in your life. But don’t necessarily count on it.

After all, according to theorists like Nassim Taleb, author of the Black Swan, these big catastrophic, “profound-seeming” events in our lives are often not apparent to us prospectively – only in retrospect can we really acknowledge the impact.

That’s all a little theoretical. So let’s break that down a bit. Think about winning the lottery. That would be a big event, right? You’d think that the moment you won the lottery would be a major tipping point in your life – pushing you towards great wealth. But studies show that’s not necessarily the case! Many lottery winners blow their money, and some even wind up bankrupt. This is because they never developed frugal habits of saving and investing, etc. So in retrospect, the Lotto win was not necessarily a big turning point in the Lotto winners’ life – it didn’t really affect his ultimate financial trajectory. Likewise, your quest for Social Security Disability may in retrospect turn out to be less important than your quest to recover from other more fundamental financial or emotional problems.

The moral here is there is really no way to know in advance whether a potential decision in your life is going to be monumentally impactful (either positive or negative) or, over the long term, pretty neutral and unimportant. That being said, when you treat big challenges in your life with awareness and attention, good things generally occur. For instance, if you’re currently financially struggling and worried about your welfare, you may benefit hugely from talking to a North Carolina Social Security Disability law firm – not only to get help with specifics like your Administrative Law Judge hearing or Reconsideration but also to get a broader understanding of your options and planning resources.

More Web Resources:

Nicholas Nassim Taleb

People Tend to Focus on the Wrong Things

 
 

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