What If Your Only Income Was North Carolina Social Security Disability… And You Had No Arms? How Would You Survive?

December 13, 2012, by Michael A. DeMayo

You’re exploring or fighting for social security disability benefits in North Carolina. Your situation is hard, complicated, and confusing. You’re stressed about what might happen if you fail to collect benefits (or enough benefits), an agitation compounded by your medical woes, overall financial problems, and the emotional strain.

Believe it or not, some people have it worse!

Consider the case of Ty Williams, a North Carolina social security disability beneficiary who collects $962 a month. That’s Mr. Williams’ only income. Oh, and he is a double amputee.

His base line situation could be no metric be considered “easy.”

Yet forces beyond his control have conspired to make his problems even worse. Social Security gave him a raise earlier this year – ostensibly a good thing – but the 3% raise bumped him over North Carolina’s Medicaid cap, which legally compels Mr. Williams to pay a $700 per month deductible to keep his (obviously very necessary) in-home care. In an interview with NBC Charlotte, Williams admitted that this added burden would essentially forced him into a nursing home.

The state ostensibly solved this issue earlier in the year, by untethering Medicaid caps from federal cost of living adjustments (COLAs). Problem solved? Not so fast. The firm that pays for Williams’ caregivers slapped him with a past due bill for over $1000 and informed him that if he failed to pay the balance by the end of November, “his contract … and care … would be terminated.”

Fortunately, there may be a happy ending yet to Mr. Williams’ North Carolina social security disability odyssey. NBC’s Charlotte I team has goaded both Mecklenburg County Commissioners and North Carolina Legislators to deal with this issue, so that Mr. Williams and others who are similarly positioned won’t be disastrously afflicted.

Williams’ situation illustrates how fights over SSD or SSI income can easily lead to dire outcomes. When your finances are literally hanging by a thread – and you are dependent on federal government largess for support – you lose agency, and small problems (such as an overdue bill for $1000) can metastasize into enormous, life changing events.

If you’ve been confused and scared about what might happen to your benefits, get in touch with the DeMayo law team today to explore possible avenues toward success.

 
 

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