Flaws with the Social Security Disability Insurance Program Are Way Beyond Your Control

May 24, 2012, by Michael A. DeMayo

Whether you are a young, sick worker, who needs social security disability in North Carolina to pay for your rent and blossoming medical bills; or you are a baby boomer who needs supplemental security income due to a diverse basket of health problems (and their attendant medical bills!), you can be easily discouraged by news about the government’s benefits programs.

For instance, a recent report on social security disability insurance found that 10.6 million disabled Americans collected nearly $130 billion last year. This figure is astonishing. To put it into some context for you, the workers and their families were paid 25% more than the federal government collected through taxes on payroll. Why is this concerning? It’s concerning because, if we keep this behavior up, collectively, it will cause serious global financial ramifications. The spiking cost of disability insurance already sucks away nearly 20% of all the social security budget – that’s nearly 20 cents out of every dollar.

It’s an amazing amount. And that high figure combined with the fact that this figure is trending upwards has scared a lot of pundits and policy people. But while it’s good to have conversations about how to deal with this situation, if you or someone is sick or disabled or ill, there is really not much you can do by yourself to handle the social security disability crisis!

So when you do start getting distracted by it – reading news reports, blog entries, editorials, or what have you – know that you are ultimately stealing focus from more productive uses of your time.

We live in an attention deficit age – our attention is stressed and stretched more so than ever before in American history. Even healthy, “I can work easily” type people often find themselves spinning way too many plates. And if you are sick in need of disability benefits, you likely have even fewer productive hours in your day. Thus, you have a reduced ability to concentrate on the vital stuff that you need: to heal yourself, to deal with your bills, to manage the different problems in your life, and so forth.

The point here is not to tell you that we should ignore the grander problems of social security. Rather, the point is to get you to focus correctly! You need help. You need granular, “specific to you” help about how to get benefits, how to deal with a confusing system, how to ensure that you get paid on time, how to manage your out of control bills, how to get the appropriate medical care, and so on and so forth.

The focus has to be on you. (Or, if you are caring for someone else, it has to be on that person.)

Let the team here at the Law Offices of Michael A. DeMayo help you understand what you might be up against and develop strategies and tools to get the maximum results from your benefits quest.

 
 

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