Confronting Your North Carolina Social Security Disability “Worst Nightmare”

March 20, 2012, by Michael A. DeMayo

Many who apply for North Carolina social security disability benefits panic. They panic because they fear the bureaucracy, they fear rejection, and they fear going bankrupt. They panic also because they fail to think through whether or not their most catastrophic thoughts are rational or not. This is a complicated thought, but it’s a key one. So let’s unpack it.

Taking a Good, Hard Look at the Worst Case Outcomes

As the late great author Madeleine L’Engle once illustrated so beautifully in one of her science fiction stories, the key to dealing with the nameless horrors in our lives is to use the power of naming. Uncertain, amorphous fears are almost always more scary and threatening than our worst fears articulated. Philosophers like Ernest Becker have suggested, for instance, that our fear of mortality is intrinsically terrifying simply because it’s so difficult to understand what death might be like or what may come after death. The uncertainty of death creates our terror about it.

On the flipside, when you actually sit down and confront your fears – name them and work through them, intellectually – you might be amazed at how “unscary” they can become.

For instance, let’s consider a typical worst case scenario for the North Carolina social security disability beneficiary. You are very sick with a potential life threatening illness. You go through the social security disability process, get rejected and struggle through all the different appeals processes – reconsideration, the ALJ hearing, and so forth. At the end of the day, your benefits are denied. Now you don’t have money to pay for your home, your bills, and your medical care.

Sounds pretty rough, doesn’t it?

Unfortunately, situations like this are the reality for far too many North Carolinians, which is why it’s so important for would be beneficiaries to connect with a responsible North Carolina social security disability law firm early on the process. But even in that dire scenario, consider that the person would still be alive, and would still potentially have options for care, including government assistance, help from friends and family, and help from other programs. If you anticipated that worst case scenario and planned for it appropriately, perhaps you could protect some of your savings, find alternative care, and generally make the landing as “soft” as possible. Life would go on, in other words, even if life got uncomfortable for a while.

Moving out of the abstract, it might be useful for you to take some time and think for your own “worst case scenarios” for social security disability and then test them against reality. What are the actual odds of these nightmares? What would you do if they did come true? You will find that just by writing this stuff down and reconciling with it in a rational way, you will take a lot of the emotional charge out of it.

More Web Resources:

The Works of Ernest Becker

Writing Down and Dealing With Your Worst Fears

 
 

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