December 2012

A Shortcut to Solving Your Social Security Disability Claims Crisis: Surfacing Your Obstacles!

December 27, 2012, by Michael A. DeMayo

What’s holding you back from collecting your North Carolina Social Security Disability claim? Why aren’t you leading the life you want?

Odds are, if you dwell on those questions for 10 minutes and brainstorm answers, you’ll come up with reasons along the lines with the following:

•    The queue for Social Security Disability is too long;
•    I can’t find a law firm to help me understand my rights and figure out what to do next;
•    I’m not feeling good, and the doctors keep changing their minds about my diagnosis;
•    My friend/relatives/co-workers are far less sympathetic than I thought they would be;
•    I’m feeling depressed and confused.

These concerns all might need to be addressed. However, before you start to plough forward and try to “solve” these problems, you might benefit from thinking in a different way.

Formulating a Positive Vision: And Finding the Constraint Preventing You from Achieving It

The first step is to imagine an idealized future, one in which your Charlotte Social Security Disability crisis has been handled, and you’re in a “great place.” Get expansive here! Don’t just imagine returning to the status quo — before you got sick, hurt, or financially entangled. Picture a wonderful outcome for your life, finances, health, et cetera. For instance, you might imagine living debt-free, in a nice house, and feeling good about your body and your health. Get very specific about what you would like your future to hold. Avoid constraining yourself with analytical thinking. That can come later.

Next, give yourself some time away from the process — a few hours or days. Then come back and refine the vision with analytical thinking: build a realistic but optimistic portrayal of how you want your life to be in, say, two years from now. For instance, one prerogative might be: “I have enough money from Social Security Disability and other sources to live comfortably.”

The next stage is key. Imagine all the obstacles in your way right now. Tap into your inner pessimist. What’s the disconnect between your present life and your idealized future. Name that disconnect — specifically! What’s “stuff” — if you had it, tomorrow — would transform your present situation into that great future?

For instance, one obstacle might be the in-limbo status of your Social Security Disability claim. Once you’ve listed your obstacles, brainstorm solutions. You need not “blow through” the obstacle. You can find shortcuts around it or search for ways to alter your goal, so that the obstacle becomes irrelevant.

For instance, if your ultimate goal is financial security, and you’re constrained by your inability to collect Social Security Disability benefits, perhaps you can find a proxy for that security. Perhaps a dear relative can lend you money, or you can try to qualify for other types of benefits.

Kickstart your journey towards getting fair, accurate benefits: connect with the Law Offices of Michael A. DeMayo now for a free evaluation of your Social Security Disability case.

Accepting the Uncertainty of Your Charlotte Social Security Disability Claim

December 25, 2012, by Michael A. DeMayo

You want a resolution regarding your North Carolina Social Security Disability case – ASAP, if not sooner.

Although you’d really like to collect money, you’d almost (in a sense) welcome even a rejection of your claim, because at least then you’d have some clarity about your future. If you knew that you’d never collect benefits, for instance, you’d be forced to come up with a “Plan B” to pay for your living expenses, care, and so forth.

People hate to live in limbo. We want clarity. Without clarity and constraints, we find it hard to function. This is why we build guardrails on our roads and why we discipline our kids. Structure that confines us, appropriately, in some sense also frees us.

On the other hand, uncertainty is a fact of life: it’s fundamental to the human condition. Your life can be ordered and organized to the maximum, but a strange diagnosis, car crash, or even an asteroid landing on your house can destroy the game plan and force you to reassess everything.

The notion that we can “plan everything” is just not supported by reality. This isn’t to say that people should not strive for clarity — or take advantage of knowledgeable resources, like the law firm of Michael A. DeMayo. Quite to the contrary! Indeed, the quest for clarity, itself, can yield immense benefits. You can’t just sit there and let the forces of chaos bother you.

Ultimately, we need balance — we must embrace chaos and order simultaneously. Most people are far less comfortable with uncertainty than they could be. The degree to which you can find inner peace and balance — even as your quest for Social Security Disability remains in limbo — in many respects represents the degree to which you’ll be happy, no matter what happens.

For help understanding how to maximize your benefits, get in touch with the team at the Law Offices of Michael A. DeMayo now for a confidential evaluation of your case.

The Connecticut School Shootings: Forcing Us to Put Our Problems in Perspective

December 20, 2012, by Michael A. DeMayo

Last week’s unbelievably repulsive school shooting in Connecticut left over two dozen people dead, many of whom were children. The national horror has forced all of us introspect and put our own problems in perspective.

If you’re struggling to get Social Security disability benefits in North Carolina, for instance, or striving to compel a reckless or a negligent corporation to compensate you or your family for serious harm done, the shootings obviously don’t “take away” your problems or make your struggles any less real. However, they do drive home the point that our time on this planet is short, and the forces that work on us are often unpredictable and malevolent.

All of us are on a mutual quest for clarity. We need help from other people to understand the rules for filing a Social Security disability claim, for instance. We also need less technical and more emotional help with issues like how to deal with one’s sense of guilt and shame following a workplace injury or how to deal with tragic, epic losses that seem purposeless and just so sad.

It’s the American way to “try to fix things” by engaging in tactics — to process towards a resolution or at least towards some clarity with respect to our problems. There is definitely a time and place for action and for planning. However, there is also time for reflection. There is a time to sit back and just appreciate your blessings. Yes, you’re struggling. Yes, life has been difficult and perhaps ferociously unfair and tragic.

Yet the human spirit is surprisingly resilient.

People can bounce back from the most epic of tragedies. Witness the heroic work of people like Holocaust survivor, Elie Wiesel, or anti-apartheid champion, Nelson Mandela, in South Africa.

It’s a sad beautiful fact of the human condition that we cannot “rewind the clock” and get back time, energy, and physical stamina that we once had. However, if we can appreciate the blessings of the present and focus on what is possible not what “once was,” then maybe we can all begin to reclaim our humanity a little bit.

If you want to talk about your Social Security disability case, please call the Law Offices of Michael A. DeMayo for a free consultation.

The Crazy Chaos of the North Carolina Social Security Disability System

December 18, 2012, by Michael A. DeMayo

When you read statistics about the Social Security disability system, they sometimes seem “dry.”

What does it mean that hundreds of thousands of people are “in the queue” to try to obtain benefits? We’ve never seen an actual line of human beings stretching hundreds of thousands of people long and taking months, if not years, to process. So we have no real world metaphor to understand the diversity and depth of the chaos of the current process.

When you “toss in” other disconcerting aspects of the process – insurance company headaches, struggles with diagnoses and treatment, secondary effects from drug therapies, relationship-related struggles caused/worsened by your illness – the situation can seem absolutely pell-mell. Where do you start? How do you even begin to formulate a plan of action, given that you’re not just dealing with the “known” problems associated with your illness/injury, but also with what ex-Defense Secretary, Donald Rumsfeld, cheekily once called the “known unknowns and the unknown unknowns”?

First of all, before you get overwhelmed by the chaos, consider the following piece of good news. Many people in situations very similar to yours have been able to get benefits, work through their medical issues, and get their lives back in order. Secondly, rest assured that you do not have to reinvent the wheel. You’re not the first person to struggle with your Social Security disability claim, and you won’t be the last. Solid law firms, like DeMayo Law here in Charlotte, have tremendous experience helping claimants strategize to get best results and deal with all the “known unknowns and unknown unknowns” that crop up along the way. Finally, appreciate that, for all the uncertainty around your claim, life also often offers possibility of serendipity. For instance, an old friend or family member may come forward to provide logistical help, financial assistance, or even moral support out of the blue. Even during our darkest times, positive serendipities can arise.

For help understanding what to do next about your North Carolina Social Security disability situation, get in touch with the Law Offices of Michael DeMayo today for a consultation.

What If Your Only Income Was North Carolina Social Security Disability… And You Had No Arms? How Would You Survive?

December 13, 2012, by Michael A. DeMayo

You’re exploring or fighting for social security disability benefits in North Carolina. Your situation is hard, complicated, and confusing. You’re stressed about what might happen if you fail to collect benefits (or enough benefits), an agitation compounded by your medical woes, overall financial problems, and the emotional strain.

Believe it or not, some people have it worse!

Consider the case of Ty Williams, a North Carolina social security disability beneficiary who collects $962 a month. That’s Mr. Williams’ only income. Oh, and he is a double amputee.

His base line situation could be no metric be considered “easy.”

Yet forces beyond his control have conspired to make his problems even worse. Social Security gave him a raise earlier this year – ostensibly a good thing – but the 3% raise bumped him over North Carolina’s Medicaid cap, which legally compels Mr. Williams to pay a $700 per month deductible to keep his (obviously very necessary) in-home care. In an interview with NBC Charlotte, Williams admitted that this added burden would essentially forced him into a nursing home.

The state ostensibly solved this issue earlier in the year, by untethering Medicaid caps from federal cost of living adjustments (COLAs). Problem solved? Not so fast. The firm that pays for Williams’ caregivers slapped him with a past due bill for over $1000 and informed him that if he failed to pay the balance by the end of November, “his contract … and care … would be terminated.”

Fortunately, there may be a happy ending yet to Mr. Williams’ North Carolina social security disability odyssey. NBC’s Charlotte I team has goaded both Mecklenburg County Commissioners and North Carolina Legislators to deal with this issue, so that Mr. Williams and others who are similarly positioned won’t be disastrously afflicted.

Williams’ situation illustrates how fights over SSD or SSI income can easily lead to dire outcomes. When your finances are literally hanging by a thread – and you are dependent on federal government largess for support – you lose agency, and small problems (such as an overdue bill for $1000) can metastasize into enormous, life changing events.

If you’ve been confused and scared about what might happen to your benefits, get in touch with the DeMayo law team today to explore possible avenues toward success.

Metastasized Breast Cancer? It Could Still Take a Year Before an Administrative Law Judge Hears the Case!

December 11, 2012, by Michael A. DeMayo

11 million people collect Social Security Disability benefits in North Carolina and elsewhere every year.

The queue is long.

The process of securing success is littered with obstacles, both visible and invisible. We’d like to think that our benefits system is fair – that the most needy and sick get attended to first. However, that’s sometimes not the case. A recent Arizona Republic news piece highlights just how unfair the process can sometimes be.

A mother of two, Adria Howard, was diagnosed with metastasized breast cancer. The illness stopped her from being able to work. So she applied for Social Security Disability. Her application got rejected without an explanation. She sought an appeal, only to discover that she might need to wait up to a year before the Administrative Law Judge hears her case. Meanwhile, her chemotherapy has caused constant pain, and her bills continue to stack up and cause stress.

The Baby Boomers are graying. Millions of Americans suffer from chronic diseases, like diabetes, hypertension, and heart trouble. These two issues have stoked the horrifically long queue. Although the SSD program’s administrators have taken steps to expedite the claims process, many people still struggle. Part of the problem is, of course, the paperwork. You need to be super accurate. Even small errors, or lack of sufficient documentation of your disability, can lead to your claim getting stuck or rejected.

Getting Help Early in the Process Is the Key

Talk to an experienced Charlotte social security disability law firm about your options. A little accurate knowledge can inoculate you against problems that affect all too many beneficiaries. Getting clarity on your situation can reduce your stress. When we don’t understand what our future might hold – when we operate from a knowledge deficit – we stress more and make rash decisions that doom our quest. Clarity is the key to handling your claim and managing the diverse problems associated with your injury/illness.

The Importance of Considering Your North Carolina Social Security Disability Case from Multiple, Novel Angles

December 6, 2012, by Michael A. DeMayo

You’re vexed by a problem regarding your Social Security Disability benefits.

Maybe you’ve tried and failed to get on the Compassionate Allowances list. Perhaps your benefits have been denied – or they are on the verge of being denied. Alternatively, perhaps you have been able to collect some money, but you’re unsure how to protect those benefits and carefully follow all the rules, so that you maintain your safety net.

Most beneficiaries (or would-be beneficiaries) lack perspective on the depth and breadth of their medical and financial challenges. They also lack the time and energy to think effectively about them. As a result, they wind up defaulting into old patterns, which deliver old results.

As Albert Einstein and other great thinkers have pointed out, to get fundamentally different results from a system or process, you need to approach that system or process from a perspective that’s fundamentally novel.

Outsourcing to experts can be a way to break through.

For instance, say you’ve been struggling to collect benefits or understand even how the SSD process works. Consider outsourcing that task to a trusted North Carolina Social Security Disability law firm. Or maybe you’ve been having trouble budgeting your living expenses. Perhaps you could outsource that task to a personal financial advisor.

To get new solutions, you need not always solicit the services of outside experts, however!

You can also “work this process” yourself, but you need to do so in a very specific, structured way. The brain uses two different cognitive apparati to solve problems: the brainstorming brain “goes diverse” to generate options, and the analytical brain hones and tests these options.

If you mix brainstorming and analyzing, you are likely to get a muddle. To gain new perspective on your current problems, first spend some time just brainstorming. Focus your question before you start brainstorming. “How can I get my cost of living down?” is far less evocative than a more specific question like “How can I get my monthly fixed expenses under $5,000 a month?” The more specificity you add – and the most constraints you put on your goal – the easier it will be to come up with novel, innovative, and potentially hugely powerful solutions.

Of course, you need not go through this process by yourself. Connect with the team here at the Law Offices of Michael A. DeMayo for detailed, compassionate assistance with your Social Security Disability problem.

How Can You Spend Money on Christmas Gifts When You Haven’t Even Collected Your Social Security Disability Benefits?

December 4, 2012, by Michael A. DeMayo

Christmas time approaches, and it can be a challenging time for injured and sick people who are in need of North Carolina Social Security Disability benefits.

On the one hand, you want to exhibit your custom generosity and purchase gifts for friends and loved ones (and possibly for yourself!) On the other hand, you need to maintain a strict budget, especially if you have yet to learn whether you’ll qualify for benefits.

So you need to be frugal. But you also don’t want to be a scrooge, and giving gifts makes you feel good.

Substantial scientific research suggests that altruism – so-called “giving from the heart” – can have medically salutary effects. Altruism can boost immune function, lead to more clearheaded decision making, and improve perceived quality of life.

It may be possible to achieve both goals – to give generously AND maintain a strict leash on your spending. You’re just going to need to be a little more creative this year.

For instance, instead of buying presents for people, consider writing handwritten thoughtful cards or poems. If that’s too challenging, consider just volunteering your time. You don’t need to lift anything or “do work” for other people – just lending an empathetic ear can be an incredibly powerful gift, for instance, if you’re too weak to get out of your bed or leave your house/apartment.

Searching for ways to satisfy both your need to give generously and your need to conserve your money constitutes an example of what business thinker Jim Collins would call “The Genius of the AND.” Collins writes books for “corporate types” and business builders, but many of his principles apply broadly to diverse areas of life.

If you need North Carolina social security disability, you might benefit a lot from thinking deeply about his “Genius of the AND” idea – which, simply put, suggests that successful people often embrace paradoxically optimistic points of view to help them through life’s challenges.

All that said, odds are that you are in a difficult place right now, and you just want the simplest, most proven path to success regarding your benefits. The team here at the Law Offices of Michael A. DeMayo can help you. Our well-trained, battle-tested team will be happy to answer your questions and provide a free, powerful evaluation of your SSD or supplemental security income case.

 
 

Parse error: syntax error, unexpected '}' in /home/ncarssd/public_html/wp-content/themes/demayo_blogs/footer.php on line 107